Poverty and living standards in Vologodskaya Oblast, Russia: official figures
In 2025, 7,505 new mortgages were granted to borrowers in Vologda Oblast (0.78% of the Russian total), 29.3% fewer than in 2024; the region ranked 41st highest of 82 by number of mortgages.
What is the average mortgage size in Vologda Oblast?
The average mortgage taken out in Vologda Oblast in 2025 was 3.37 million roubles, against a national average of 4.60 million roubles (4th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Vologda Oblast?
Mortgage lending in Vologda Oblast totalled 25.3 billion roubles in 2025, 0.57% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Vologda Oblast rising or falling in 2026?
From January to August 2026, 5,383 mortgages were issued in Vologda Oblast, up 42.2% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Vologda Oblast?
Home buyers in Vologda Oblast borrowed at an average 10.98% in August 2026 (rank: 13th highest of 82 regions, national average 10.09%), compared with 8.34% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Vologda Oblast?
Housing loans granted in Vologda Oblast in August 2026 ran for 22.5 years on average (270 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Vologodskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Vologodskaya Oblast ranks 41 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 38 | Kirovskaya Oblast | 7,899 |
| 39 | Penzenskaya Oblast | 7,830 |
| 40 | Astrakhanskaya Oblast | 7,543 |
| 41 | Vologodskaya Oblast | 7,505 |
| 42 | Ulyanovskaya Oblast | 7,492 |
| 43 | Ryazanskaya Oblast | 7,475 |
| 44 | Yaroslavskaya Oblast | 7,225 |
Average mortgage loan size (roubles) (2025)
Vologodskaya Oblast ranks 79 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 76 | Altayskiy Kray | 3.51 million |
| 77 | Karatchayevo-cherkesiya Rep. | 3.47 million |
| 78 | Kurganskaya Oblast | 3.44 million |
| 79 | Vologodskaya Oblast | 3.37 million |
| 80 | Altay Rep. | 3.20 million |
| 81 | Chechnya Rep. | 1.38 million |
| 82 | Ingushetiya Rep. | 1.29 million |
Average interest rate on new rouble housing loans (August 2026)
Vologodskaya Oblast ranks 13 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 10 | Kemerovskaya Oblast | 11.02% |
| 11 | Kalmykiya Rep. | 10.98% |
| 12 | Orlovskaya Oblast | 10.98% |
| 13 | Vologodskaya Oblast | 10.98% |
| 14 | Altayskiy Kray | 10.96% |
| 15 | Sverdlovskaya Oblast | 10.91% |
| 16 | Chelyabinskaya Oblast | 10.86% |
More on Vologodskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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