Poverty and living standards in Kirovskaya Oblast, Russia: official figures
Banks issued 7,899 mortgage loans to households in Kirov Oblast in 2025 (38th highest of 82 regions by number), down 21.7% on the 10,094 issued in 2024.
What is the average mortgage size in Kirov Oblast?
A typical new home loan in Kirov Oblast averaged 3.83 million roubles in 2025, 16.7% below the Russian average and 23rd smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Kirov Oblast?
Mortgage lending in Kirov Oblast totalled 30.2 billion roubles in 2025, 0.68% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Kirov Oblast rising or falling in 2026?
From January to August 2026, 5,872 mortgages were issued in Kirov Oblast, up 49.2% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Kirov Oblast?
The weighted average interest rate on new rouble housing loans in Kirov Oblast was 10.27% in August 2026, compared with 7.77% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Kirov Oblast?
Housing loans granted in Kirov Oblast in August 2026 ran for 24.4 years on average (292 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Kirovskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Kirovskaya Oblast ranks 38 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 35 | Belgorodskaya Oblast | 9,427 |
| 36 | Zabaykalsky Kray | 8,204 |
| 37 | Kaliningradskaya Oblast | 8,085 |
| 38 | Kirovskaya Oblast | 7,899 |
| 39 | Penzenskaya Oblast | 7,830 |
| 40 | Astrakhanskaya Oblast | 7,543 |
| 41 | Vologodskaya Oblast | 7,505 |
Average mortgage loan size (roubles) (2025)
Kirovskaya Oblast ranks 60 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 57 | Bashkortostan Rep. | 3.86 million |
| 58 | Smolenskaya Oblast | 3.85 million |
| 59 | Saratovskaya Oblast | 3.83 million |
| 60 | Kirovskaya Oblast | 3.83 million |
| 61 | Vladimirskaya Oblast | 3.81 million |
| 62 | Penzenskaya Oblast | 3.77 million |
| 63 | Tambovskaya Oblast | 3.77 million |
Average interest rate on new rouble housing loans (August 2026)
Kirovskaya Oblast ranks 39 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 36 | Novosibirskaya Oblast | 10.30% |
| 37 | Tomskaya Oblast | 10.28% |
| 38 | Bashkortostan Rep. | 10.27% |
| 39 | Kirovskaya Oblast | 10.27% |
| 40 | Leningradskaya Oblast | 10.27% |
| 41 | Bryanskaya Oblast | 10.20% |
| 42 | Murmanskaya Oblast | 10.18% |
More on Kirovskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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