Poverty and living standards in Novosibirskaya Oblast, Russia: official figures
Banks issued 21,237 mortgage loans to households in Novosibirsk Oblast in 2025 (10th highest of 82 regions by number), down 30.0% on the 30,337 issued in 2024.
What is the average mortgage size in Novosibirsk Oblast?
A typical new home loan in Novosibirsk Oblast averaged 4.37 million roubles in 2025, 4.9% below the Russian average and 24th largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Novosibirsk Oblast?
Mortgage lending in Novosibirsk Oblast totalled 92.9 billion roubles in 2025, 2.09% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Novosibirsk Oblast rising or falling in 2026?
From January to August 2026, 14,473 mortgages were issued in Novosibirsk Oblast, up 34.4% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Novosibirsk Oblast?
The weighted average interest rate on new rouble housing loans in Novosibirsk Oblast was 10.30% in August 2026, compared with 7.40% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Novosibirsk Oblast?
Housing loans granted in Novosibirsk Oblast in August 2026 ran for 24.2 years on average (290 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Novosibirskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Novosibirskaya Oblast ranks 10 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 7 | Tatarstan Rep. | 33,757 |
| 8 | Rostovskaya Oblast | 28,509 |
| 9 | Chelyabinskaya Oblast | 24,846 |
| 10 | Novosibirskaya Oblast | 21,237 |
| 11 | Permskaya Oblast | 21,100 |
| 12 | Khanty-mansyiskiy Okrug | 18,765 |
| 13 | Krasnoyarskiy Kray | 18,610 |
Average mortgage loan size (roubles) (2025)
Novosibirskaya Oblast ranks 24 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 21 | Severnaya Osetiya-alaniya Rep. | 4.59 million |
| 22 | Astrakhanskaya Oblast | 4.44 million |
| 23 | Rostovskaya Oblast | 4.38 million |
| 24 | Novosibirskaya Oblast | 4.37 million |
| 25 | Tyva Rep. | 4.37 million |
| 26 | Khanty-mansyiskiy Okrug | 4.36 million |
| 27 | Mordoviya Rep. | 4.36 million |
Average interest rate on new rouble housing loans (August 2026)
Novosibirskaya Oblast ranks 36 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 33 | Krasnoyarskiy Kray | 10.46% |
| 34 | Omskaya Oblast | 10.43% |
| 35 | Voronezhskaya Oblast | 10.31% |
| 36 | Novosibirskaya Oblast | 10.30% |
| 37 | Tomskaya Oblast | 10.28% |
| 38 | Bashkortostan Rep. | 10.27% |
| 39 | Kirovskaya Oblast | 10.27% |
More on Novosibirskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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