Poverty and living standards in Chelyabinskaya Oblast, Russia: official figures
Banks issued 24,846 mortgage loans to households in Chelyabinsk Oblast in 2025 (9th highest of 82 regions by number), down 38.6% on the 40,462 issued in 2024.
What is the average mortgage size in Chelyabinsk Oblast?
A typical new home loan in Chelyabinsk Oblast averaged 3.63 million roubles in 2025, 21.2% below the Russian average and 11th smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Chelyabinsk Oblast?
Mortgage lending in Chelyabinsk Oblast totalled 90.1 billion roubles in 2025, 2.02% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Chelyabinsk Oblast rising or falling in 2026?
From January to August 2026, 18,082 mortgages were issued in Chelyabinsk Oblast, up 40.6% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Chelyabinsk Oblast?
The weighted average interest rate on new rouble housing loans in Chelyabinsk Oblast was 10.86% in August 2026, compared with 7.95% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Chelyabinsk Oblast?
Housing loans granted in Chelyabinsk Oblast in August 2026 ran for 23.0 years on average (276 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Chelyabinskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Chelyabinskaya Oblast ranks 9 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 6 | Bashkortostan Rep. | 36,418 |
| 7 | Tatarstan Rep. | 33,757 |
| 8 | Rostovskaya Oblast | 28,509 |
| 9 | Chelyabinskaya Oblast | 24,846 |
| 10 | Novosibirskaya Oblast | 21,237 |
| 11 | Permskaya Oblast | 21,100 |
| 12 | Khanty-mansyiskiy Okrug | 18,765 |
Average mortgage loan size (roubles) (2025)
Chelyabinskaya Oblast ranks 72 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 69 | Kemerovskaya Oblast | 3.68 million |
| 70 | Orenburgskaya Oblast | 3.68 million |
| 71 | Ulyanovskaya Oblast | 3.67 million |
| 72 | Chelyabinskaya Oblast | 3.63 million |
| 73 | Kostromskaya Oblast | 3.58 million |
| 74 | Kabardino-balkariya Rep. | 3.55 million |
| 75 | Pskovskaya Oblast | 3.53 million |
Average interest rate on new rouble housing loans (August 2026)
Chelyabinskaya Oblast ranks 16 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 13 | Vologodskaya Oblast | 10.98% |
| 14 | Altayskiy Kray | 10.96% |
| 15 | Sverdlovskaya Oblast | 10.91% |
| 16 | Chelyabinskaya Oblast | 10.86% |
| 17 | Lipetskaya Oblast | 10.83% |
| 18 | Kurganskaya Oblast | 10.79% |
| 19 | Yaroslavskaya Oblast | 10.79% |
More on Chelyabinskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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