Poverty and living standards in Kemerovskaya Oblast, Russia: official figures
In 2025, 12,937 new mortgages were granted to borrowers in Kemerovo Oblast-Kuzbass (1.34% of the Russian total), 28.6% fewer than in 2024; the region ranked 25th highest of 82 by number of mortgages.
What is the average mortgage size in Kemerovo Oblast-Kuzbass?
The average mortgage taken out in Kemerovo Oblast-Kuzbass in 2025 was 3.68 million roubles, against a national average of 4.60 million roubles (14th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Kemerovo Oblast-Kuzbass?
Mortgage lending in Kemerovo Oblast-Kuzbass totalled 47.6 billion roubles in 2025, 1.07% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Kemerovo Oblast-Kuzbass rising or falling in 2026?
From January to August 2026, 9,672 mortgages were issued in Kemerovo Oblast-Kuzbass, up 45.6% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Kemerovo Oblast-Kuzbass?
Home buyers in Kemerovo Oblast-Kuzbass borrowed at an average 11.02% in August 2026 (rank: 10th highest of 82 regions, national average 10.09%), compared with 8.23% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Kemerovo Oblast-Kuzbass?
Housing loans granted in Kemerovo Oblast-Kuzbass in August 2026 ran for 22.8 years on average (273 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Kemerovskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Kemerovskaya Oblast ranks 25 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 22 | Voronezhskaya Oblast | 13,955 |
| 23 | Leningradskaya Oblast | 13,796 |
| 24 | Altayskiy Kray | 13,030 |
| 25 | Kemerovskaya Oblast | 12,937 |
| 26 | Volgogradskaya Oblast | 12,049 |
| 27 | Khabarovskiy Kray | 11,369 |
| 28 | Sakha Rep. | 11,122 |
Average mortgage loan size (roubles) (2025)
Kemerovskaya Oblast ranks 69 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 66 | Yaroslavskaya Oblast | 3.71 million |
| 67 | Novgorodskaya Oblast | 3.69 million |
| 68 | Komi Rep. | 3.68 million |
| 69 | Kemerovskaya Oblast | 3.68 million |
| 70 | Orenburgskaya Oblast | 3.68 million |
| 71 | Ulyanovskaya Oblast | 3.67 million |
| 72 | Chelyabinskaya Oblast | 3.63 million |
Average interest rate on new rouble housing loans (August 2026)
Kemerovskaya Oblast ranks 10 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 7 | Ulyanovskaya Oblast | 11.26% |
| 8 | Komi Rep. | 11.20% |
| 9 | Karatchayevo-cherkesiya Rep. | 11.07% |
| 10 | Kemerovskaya Oblast | 11.02% |
| 11 | Kalmykiya Rep. | 10.98% |
| 12 | Orlovskaya Oblast | 10.98% |
| 13 | Vologodskaya Oblast | 10.98% |
More on Kemerovskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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