Poverty and living standards in Yaroslavskaya Oblast, Russia: official figures
Banks issued 7,225 mortgage loans to households in Yaroslavl Oblast in 2025 (39th lowest of 82 regions by number), down 25.8% on the 9,731 issued in 2024.
What is the average mortgage size in Yaroslavl Oblast?
A typical new home loan in Yaroslavl Oblast averaged 3.71 million roubles in 2025, 19.4% below the Russian average and 17th smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Yaroslavl Oblast?
Mortgage lending in Yaroslavl Oblast totalled 26.8 billion roubles in 2025, 0.60% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Yaroslavl Oblast rising or falling in 2026?
From January to August 2026, 4,908 mortgages were issued in Yaroslavl Oblast, up 27.2% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Yaroslavl Oblast?
The weighted average interest rate on new rouble housing loans in Yaroslavl Oblast was 10.79% in August 2026, compared with 8.48% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Yaroslavl Oblast?
Housing loans granted in Yaroslavl Oblast in August 2026 ran for 23.2 years on average (279 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Yaroslavskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Yaroslavskaya Oblast ranks 44 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 41 | Vologodskaya Oblast | 7,505 |
| 42 | Ulyanovskaya Oblast | 7,492 |
| 43 | Ryazanskaya Oblast | 7,475 |
| 44 | Yaroslavskaya Oblast | 7,225 |
| 45 | Kurskaya Oblast | 7,197 |
| 46 | Vladimirskaya Oblast | 7,082 |
| 47 | Yamalo-nenetskiy Okrug | 6,683 |
Average mortgage loan size (roubles) (2025)
Yaroslavskaya Oblast ranks 66 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 63 | Tambovskaya Oblast | 3.77 million |
| 64 | Karelya Rep. | 3.76 million |
| 65 | Ivanovskaya Oblast | 3.74 million |
| 66 | Yaroslavskaya Oblast | 3.71 million |
| 67 | Novgorodskaya Oblast | 3.69 million |
| 68 | Komi Rep. | 3.68 million |
| 69 | Kemerovskaya Oblast | 3.68 million |
Average interest rate on new rouble housing loans (August 2026)
Yaroslavskaya Oblast ranks 19 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 16 | Chelyabinskaya Oblast | 10.86% |
| 17 | Lipetskaya Oblast | 10.83% |
| 18 | Kurganskaya Oblast | 10.79% |
| 19 | Yaroslavskaya Oblast | 10.79% |
| 20 | Altay Rep. | 10.76% |
| 21 | Vladimirskaya Oblast | 10.76% |
| 22 | Tatarstan Rep. | 10.71% |
More on Yaroslavskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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