Poverty and living standards in Komi Rep., Russia: official figures
In 2025, 5,094 new mortgages were granted to borrowers in the Komi Republic (0.53% of the Russian total), 26.3% fewer than in 2024; the region ranked 26th lowest of 82 by number of mortgages.
What is the average mortgage size in the Komi Republic?
The average mortgage taken out in the Komi Republic in 2025 was 3.68 million roubles, against a national average of 4.60 million roubles (15th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in the Komi Republic?
Mortgage lending in the Komi Republic totalled 18.8 billion roubles in 2025, 0.42% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in the Komi Republic rising or falling in 2026?
From January to August 2026, 4,129 mortgages were issued in the Komi Republic, up 54.5% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in the Komi Republic?
Home buyers in the Komi Republic borrowed at an average 11.20% in August 2026 (rank: 8th highest of 82 regions, national average 10.09%), compared with 8.15% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in the Komi Republic?
Housing loans granted in the Komi Republic in August 2026 ran for 22.9 years on average (275 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Komi Rep. compares with other first-level divisions
Mortgage loans issued to households (2025)
Komi Rep. ranks 57 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 54 | Dagestan Rep. | 5,778 |
| 55 | Murmanskaya Oblast | 5,732 |
| 56 | Kurganskaya Oblast | 5,677 |
| 57 | Komi Rep. | 5,094 |
| 58 | Mariy-el Rep. | 4,825 |
| 59 | Tambovskaya Oblast | 4,802 |
| 60 | Ivanovskaya Oblast | 4,582 |
Average mortgage loan size (roubles) (2025)
Komi Rep. ranks 68 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 65 | Ivanovskaya Oblast | 3.74 million |
| 66 | Yaroslavskaya Oblast | 3.71 million |
| 67 | Novgorodskaya Oblast | 3.69 million |
| 68 | Komi Rep. | 3.68 million |
| 69 | Kemerovskaya Oblast | 3.68 million |
| 70 | Orenburgskaya Oblast | 3.68 million |
| 71 | Ulyanovskaya Oblast | 3.67 million |
Average interest rate on new rouble housing loans (August 2026)
Komi Rep. ranks 8 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 5 | Saratovskaya Oblast | 11.50% |
| 6 | Moskva | 11.30% |
| 7 | Ulyanovskaya Oblast | 11.26% |
| 8 | Komi Rep. | 11.20% |
| 9 | Karatchayevo-cherkesiya Rep. | 11.07% |
| 10 | Kemerovskaya Oblast | 11.02% |
| 11 | Kalmykiya Rep. | 10.98% |
More on Komi Rep.: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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