Poverty and living standards in Saratovskaya Oblast, Russia: official figures
In 2025, 10,641 new mortgages were granted to borrowers in Saratov Oblast (1.10% of the Russian total), 34.0% fewer than in 2024; the region ranked 30th highest of 82 by number of mortgages.
What is the average mortgage size in Saratov Oblast?
The average mortgage taken out in Saratov Oblast in 2025 was 3.83 million roubles, against a national average of 4.60 million roubles (24th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Saratov Oblast?
Mortgage lending in Saratov Oblast totalled 40.8 billion roubles in 2025, 0.92% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Saratov Oblast rising or falling in 2026?
From January to August 2026, 8,327 mortgages were issued in Saratov Oblast, up 58.2% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Saratov Oblast?
Home buyers in Saratov Oblast borrowed at an average 11.50% in August 2026 (rank: 5th highest of 82 regions, national average 10.09%), compared with 8.66% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Saratov Oblast?
Housing loans granted in Saratov Oblast in August 2026 ran for 23.7 years on average (284 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Saratovskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Saratovskaya Oblast ranks 30 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 27 | Khabarovskiy Kray | 11,369 |
| 28 | Sakha Rep. | 11,122 |
| 29 | Omskaya Oblast | 10,846 |
| 30 | Saratovskaya Oblast | 10,641 |
| 31 | Buryatiya Rep. | 10,266 |
| 32 | Chuvashiya Rep. | 9,906 |
| 33 | Tulskaya Oblast | 9,594 |
Average mortgage loan size (roubles) (2025)
Saratovskaya Oblast ranks 59 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 56 | Murmanskaya Oblast | 3.86 million |
| 57 | Bashkortostan Rep. | 3.86 million |
| 58 | Smolenskaya Oblast | 3.85 million |
| 59 | Saratovskaya Oblast | 3.83 million |
| 60 | Kirovskaya Oblast | 3.83 million |
| 61 | Vladimirskaya Oblast | 3.81 million |
| 62 | Penzenskaya Oblast | 3.77 million |
Average interest rate on new rouble housing loans (August 2026)
Saratovskaya Oblast ranks 5 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 2 | Ingushetiya Rep. | 12.81% |
| 3 | Smolenskaya Oblast | 11.73% |
| 4 | Samarskaya Oblast | 11.62% |
| 5 | Saratovskaya Oblast | 11.50% |
| 6 | Moskva | 11.30% |
| 7 | Ulyanovskaya Oblast | 11.26% |
| 8 | Komi Rep. | 11.20% |
More on Saratovskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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