Poverty and living standards in Sakha Rep., Russia: official figures
In 2025, 11,122 new mortgages were granted to borrowers in the Sakha Republic (Yakutia) (1.15% of the Russian total), 25.4% fewer than in 2024; the region ranked 28th highest of 82 by number of mortgages.
What is the average mortgage size in the Sakha Republic (Yakutia)?
The average mortgage taken out in the Sakha Republic (Yakutia) in 2025 was 4.75 million roubles, against a national average of 4.60 million roubles (15th largest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in the Sakha Republic (Yakutia)?
Mortgage lending in the Sakha Republic (Yakutia) totalled 52.8 billion roubles in 2025, 1.19% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in the Sakha Republic (Yakutia) rising or falling in 2026?
From January to August 2026, 7,209 mortgages were issued in the Sakha Republic (Yakutia), up 13.1% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in the Sakha Republic (Yakutia)?
Home buyers in the Sakha Republic (Yakutia) borrowed at an average 5.97% in August 2026 (rank: 4th lowest of 82 regions, national average 10.09%), compared with 4.56% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in the Sakha Republic (Yakutia)?
Housing loans granted in the Sakha Republic (Yakutia) in August 2026 ran for 21.0 years on average (252 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Sakha Rep. compares with other first-level divisions
Mortgage loans issued to households (2025)
Sakha Rep. ranks 28 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 25 | Kemerovskaya Oblast | 12,937 |
| 26 | Volgogradskaya Oblast | 12,049 |
| 27 | Khabarovskiy Kray | 11,369 |
| 28 | Sakha Rep. | 11,122 |
| 29 | Omskaya Oblast | 10,846 |
| 30 | Saratovskaya Oblast | 10,641 |
| 31 | Buryatiya Rep. | 10,266 |
Average mortgage loan size (roubles) (2025)
Sakha Rep. ranks 15 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 12 | Buryatiya Rep. | 4.79 million |
| 13 | Yamalo-nenetskiy Okrug | 4.78 million |
| 14 | Krasnodarskiy Kray | 4.78 million |
| 15 | Sakha Rep. | 4.75 million |
| 16 | Zabaykalsky Kray | 4.69 million |
| 17 | Tatarstan Rep. | 4.65 million |
| 18 | Kamchatskaya Oblast | 4.65 million |
Average interest rate on new rouble housing loans (August 2026)
Sakha Rep. ranks 79 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 76 | Amurskaya Oblast | 6.19% |
| 77 | Arkhangelskaya Oblast | 6.15% |
| 78 | Sakhalinskaya Oblast | 6.15% |
| 79 | Sakha Rep. | 5.97% |
| 80 | Primorskiy Kray | 5.71% |
| 81 | Tyva Rep. | 5.61% |
| 82 | Buryatiya Rep. | 5.51% |
More on Sakha Rep.: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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