Poverty and living standards in Krasnodarskiy Kray, Russia: official figures
In 2025, 36,899 new mortgages were granted to borrowers in Krasnodar Krai (3.81% of the Russian total), 30.4% fewer than in 2024; the region ranked 4th highest of 82 by number of mortgages.
What is the average mortgage size in Krasnodar Krai?
The average mortgage taken out in Krasnodar Krai in 2025 was 4.78 million roubles, against a national average of 4.60 million roubles (14th largest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Krasnodar Krai?
Mortgage lending in Krasnodar Krai totalled 176.3 billion roubles in 2025, 3.96% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Krasnodar Krai rising or falling in 2026?
From January to August 2026, 21,746 mortgages were issued in Krasnodar Krai, up 13.9% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Krasnodar Krai?
Home buyers in Krasnodar Krai borrowed at an average 9.70% in August 2026 (rank: 27th lowest of 82 regions, national average 10.09%), compared with 6.89% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Krasnodar Krai?
Housing loans granted in Krasnodar Krai in August 2026 ran for 25.7 years on average (309 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Krasnodarskiy Kray compares with other first-level divisions
Mortgage loans issued to households (2025)
Krasnodarskiy Kray ranks 4 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 1 | Moskva | 71,972 |
| 2 | Moskovskaya Oblast | 56,798 |
| 3 | Sankt-peterburg | 43,803 |
| 4 | Krasnodarskiy Kray | 36,899 |
| 5 | Sverdlovskaya Oblast | 36,472 |
| 6 | Bashkortostan Rep. | 36,418 |
| 7 | Tatarstan Rep. | 33,757 |
Average mortgage loan size (roubles) (2025)
Krasnodarskiy Kray ranks 14 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 11 | Magadanskaya Oblast | 4.80 million |
| 12 | Buryatiya Rep. | 4.79 million |
| 13 | Yamalo-nenetskiy Okrug | 4.78 million |
| 14 | Krasnodarskiy Kray | 4.78 million |
| 15 | Sakha Rep. | 4.75 million |
| 16 | Zabaykalsky Kray | 4.69 million |
| 17 | Tatarstan Rep. | 4.65 million |
Average interest rate on new rouble housing loans (August 2026)
Krasnodarskiy Kray ranks 56 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 53 | Penzenskaya Oblast | 9.83% |
| 54 | Stavropolskiy Kray | 9.75% |
| 55 | Tyumenskaya Oblast | 9.71% |
| 56 | Krasnodarskiy Kray | 9.70% |
| 57 | Udmurtiya Rep. | 9.70% |
| 58 | Mariy-el Rep. | 9.69% |
| 59 | Novgorodskaya Oblast | 9.61% |
More on Krasnodarskiy Kray: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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