Poverty and living standards in Zabaykalsky Kray, Russia: official figures
In 2025, 8,204 new mortgages were granted to borrowers in Zabaykalsky Krai (0.85% of the Russian total), 17.8% fewer than in 2024; the region ranked 36th highest of 82 by number of mortgages.
What is the average mortgage size in Zabaykalsky Krai?
The average mortgage taken out in Zabaykalsky Krai in 2025 was 4.69 million roubles, against a national average of 4.60 million roubles (16th largest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Zabaykalsky Krai?
Mortgage lending in Zabaykalsky Krai totalled 38.5 billion roubles in 2025, 0.86% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Zabaykalsky Krai rising or falling in 2026?
From January to August 2026, 5,703 mortgages were issued in Zabaykalsky Krai, up 25.2% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Zabaykalsky Krai?
Home buyers in Zabaykalsky Krai borrowed at an average 6.38% in August 2026 (rank: 8th lowest of 82 regions, national average 10.09%), compared with 5.10% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Zabaykalsky Krai?
Housing loans granted in Zabaykalsky Krai in August 2026 ran for 21.6 years on average (259 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Zabaykalsky Kray compares with other first-level divisions
Mortgage loans issued to households (2025)
Zabaykalsky Kray ranks 36 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 33 | Tulskaya Oblast | 9,594 |
| 34 | Arkhangelskaya Oblast | 9,589 |
| 35 | Belgorodskaya Oblast | 9,427 |
| 36 | Zabaykalsky Kray | 8,204 |
| 37 | Kaliningradskaya Oblast | 8,085 |
| 38 | Kirovskaya Oblast | 7,899 |
| 39 | Penzenskaya Oblast | 7,830 |
Average mortgage loan size (roubles) (2025)
Zabaykalsky Kray ranks 16 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 13 | Yamalo-nenetskiy Okrug | 4.78 million |
| 14 | Krasnodarskiy Kray | 4.78 million |
| 15 | Sakha Rep. | 4.75 million |
| 16 | Zabaykalsky Kray | 4.69 million |
| 17 | Tatarstan Rep. | 4.65 million |
| 18 | Kamchatskaya Oblast | 4.65 million |
| 19 | Nenetskiy Okrug | 4.61 million |
Average interest rate on new rouble housing loans (August 2026)
Zabaykalsky Kray ranks 75 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 72 | Kabardino-balkariya Rep. | 8.34% |
| 73 | Nenetskiy Okrug | 7.69% |
| 74 | Khabarovskiy Kray | 6.99% |
| 75 | Zabaykalsky Kray | 6.38% |
| 76 | Amurskaya Oblast | 6.19% |
| 77 | Arkhangelskaya Oblast | 6.15% |
| 78 | Sakhalinskaya Oblast | 6.15% |
More on Zabaykalsky Kray: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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