Poverty and living standards in Sakhalinskaya Oblast, Russia: official figures
Banks issued 4,378 mortgage loans to households in Sakhalin Oblast in 2025 (21st lowest of 82 regions by number), down 20.8% on the 5,526 issued in 2024.
What is the average mortgage size in Sakhalin Oblast?
A typical new home loan in Sakhalin Oblast averaged 5.36 million roubles in 2025, 16.6% above the Russian average and 5th largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Sakhalin Oblast?
Mortgage lending in Sakhalin Oblast totalled 23.5 billion roubles in 2025, 0.53% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Sakhalin Oblast rising or falling in 2026?
From January to August 2026, 2,757 mortgages were issued in Sakhalin Oblast, up 9.6% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Sakhalin Oblast?
The weighted average interest rate on new rouble housing loans in Sakhalin Oblast was 6.15% in August 2026, compared with 4.86% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Sakhalin Oblast?
Housing loans granted in Sakhalin Oblast in August 2026 ran for 20.6 years on average (247 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Sakhalinskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Sakhalinskaya Oblast ranks 62 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 59 | Tambovskaya Oblast | 4,802 |
| 60 | Ivanovskaya Oblast | 4,582 |
| 61 | Smolenskaya Oblast | 4,467 |
| 62 | Sakhalinskaya Oblast | 4,378 |
| 63 | Chechnya Rep. | 4,311 |
| 64 | Mordoviya Rep. | 4,056 |
| 65 | Orlovskaya Oblast | 3,991 |
Average mortgage loan size (roubles) (2025)
Sakhalinskaya Oblast ranks 5 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 2 | Kalmykiya Rep. | 6.18 million |
| 3 | Moskovskaya Oblast | 6.14 million |
| 4 | Sankt-peterburg | 5.73 million |
| 5 | Sakhalinskaya Oblast | 5.36 million |
| 6 | Amurskaya Oblast | 5.03 million |
| 7 | Leningradskaya Oblast | 4.97 million |
| 8 | Primorskiy Kray | 4.88 million |
Average interest rate on new rouble housing loans (August 2026)
Sakhalinskaya Oblast ranks 78 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 75 | Zabaykalsky Kray | 6.38% |
| 76 | Amurskaya Oblast | 6.19% |
| 77 | Arkhangelskaya Oblast | 6.15% |
| 78 | Sakhalinskaya Oblast | 6.15% |
| 79 | Sakha Rep. | 5.97% |
| 80 | Primorskiy Kray | 5.71% |
| 81 | Tyva Rep. | 5.61% |
More on Sakhalinskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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