Poverty and living standards in Chechnya Rep., Russia: official figures
Banks issued 4,311 mortgage loans to households in the Chechen Republic in 2025 (20th lowest of 82 regions by number), down 41.9% on the 7,419 issued in 2024.
What is the average mortgage size in the Chechen Republic?
A typical new home loan in the Chechen Republic averaged 1.38 million roubles in 2025, 70.0% below the Russian average and 2nd smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in the Chechen Republic?
Mortgage lending in the Chechen Republic totalled 6.0 billion roubles in 2025, 0.13% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in the Chechen Republic rising or falling in 2026?
From January to August 2026, 1,817 mortgages were issued in the Chechen Republic, down 35.7% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in the Chechen Republic?
The weighted average interest rate on new rouble housing loans in the Chechen Republic was 14.75% in August 2026, compared with 13.10% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in the Chechen Republic?
Housing loans granted in the Chechen Republic in August 2026 ran for 23.7 years on average (285 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Chechnya Rep. compares with other first-level divisions
Mortgage loans issued to households (2025)
Chechnya Rep. ranks 63 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 60 | Ivanovskaya Oblast | 4,582 |
| 61 | Smolenskaya Oblast | 4,467 |
| 62 | Sakhalinskaya Oblast | 4,378 |
| 63 | Chechnya Rep. | 4,311 |
| 64 | Mordoviya Rep. | 4,056 |
| 65 | Orlovskaya Oblast | 3,991 |
| 66 | Kostromskaya Oblast | 3,724 |
Average mortgage loan size (roubles) (2025)
Chechnya Rep. ranks 81 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 76 | Altayskiy Kray | 3.51 million |
| 77 | Karatchayevo-cherkesiya Rep. | 3.47 million |
| 78 | Kurganskaya Oblast | 3.44 million |
| 79 | Vologodskaya Oblast | 3.37 million |
| 80 | Altay Rep. | 3.20 million |
| 81 | Chechnya Rep. | 1.38 million |
| 82 | Ingushetiya Rep. | 1.29 million |
Average interest rate on new rouble housing loans (August 2026)
Chechnya Rep. ranks 1 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 1 | Chechnya Rep. | 14.75% |
| 2 | Ingushetiya Rep. | 12.81% |
| 3 | Smolenskaya Oblast | 11.73% |
| 4 | Samarskaya Oblast | 11.62% |
| 5 | Saratovskaya Oblast | 11.50% |
| 6 | Moskva | 11.30% |
| 7 | Ulyanovskaya Oblast | 11.26% |
More on Chechnya Rep.: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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