Poverty and living standards in Kostromskaya Oblast, Russia: official figures
In 2025, 3,724 new mortgages were granted to borrowers in Kostroma Oblast (0.38% of the Russian total), 27.3% fewer than in 2024; the region ranked 17th lowest of 82 by number of mortgages.
What is the average mortgage size in Kostroma Oblast?
The average mortgage taken out in Kostroma Oblast in 2025 was 3.58 million roubles, against a national average of 4.60 million roubles (10th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Kostroma Oblast?
Mortgage lending in Kostroma Oblast totalled 13.3 billion roubles in 2025, 0.30% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Kostroma Oblast rising or falling in 2026?
From January to August 2026, 2,784 mortgages were issued in Kostroma Oblast, up 43.5% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Kostroma Oblast?
Home buyers in Kostroma Oblast borrowed at an average 10.03% in August 2026 (rank: 35th lowest of 82 regions, national average 10.09%), compared with 7.98% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Kostroma Oblast?
Housing loans granted in Kostroma Oblast in August 2026 ran for 24.0 years on average (288 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Kostromskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Kostromskaya Oblast ranks 66 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 63 | Chechnya Rep. | 4,311 |
| 64 | Mordoviya Rep. | 4,056 |
| 65 | Orlovskaya Oblast | 3,991 |
| 66 | Kostromskaya Oblast | 3,724 |
| 67 | Tyva Rep. | 3,670 |
| 68 | Khakasiya Rep. | 3,343 |
| 69 | Karelya Rep. | 3,297 |
Average mortgage loan size (roubles) (2025)
Kostromskaya Oblast ranks 73 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 70 | Orenburgskaya Oblast | 3.68 million |
| 71 | Ulyanovskaya Oblast | 3.67 million |
| 72 | Chelyabinskaya Oblast | 3.63 million |
| 73 | Kostromskaya Oblast | 3.58 million |
| 74 | Kabardino-balkariya Rep. | 3.55 million |
| 75 | Pskovskaya Oblast | 3.53 million |
| 76 | Altayskiy Kray | 3.51 million |
Average interest rate on new rouble housing loans (August 2026)
Kostromskaya Oblast ranks 48 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 45 | Mordoviya Rep. | 10.17% |
| 46 | Chuvashiya Rep. | 10.12% |
| 47 | Irkutskaya Oblast | 10.10% |
| 48 | Kostromskaya Oblast | 10.03% |
| 49 | Permskaya Oblast | 9.99% |
| 50 | Chukotskiy Okrug | 9.96% |
| 51 | Yamalo-nenetskiy Okrug | 9.87% |
More on Kostromskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
Each saved copy is the file exactly as downloaded, kept so the figures can be checked even if the source changes. Report an error.