Poverty and living standards in Ulyanovskaya Oblast, Russia: official figures
Banks issued 7,492 mortgage loans to households in Ulyanovsk Oblast in 2025 (41st lowest of 82 regions by number), down 29.8% on the 10,679 issued in 2024.
What is the average mortgage size in Ulyanovsk Oblast?
A typical new home loan in Ulyanovsk Oblast averaged 3.67 million roubles in 2025, 20.2% below the Russian average and 12th smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Ulyanovsk Oblast?
Mortgage lending in Ulyanovsk Oblast totalled 27.5 billion roubles in 2025, 0.62% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Ulyanovsk Oblast rising or falling in 2026?
From January to August 2026, 5,297 mortgages were issued in Ulyanovsk Oblast, up 43.9% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Ulyanovsk Oblast?
The weighted average interest rate on new rouble housing loans in Ulyanovsk Oblast was 11.26% in August 2026, compared with 7.95% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Ulyanovsk Oblast?
Housing loans granted in Ulyanovsk Oblast in August 2026 ran for 23.6 years on average (284 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Ulyanovskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Ulyanovskaya Oblast ranks 42 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 39 | Penzenskaya Oblast | 7,830 |
| 40 | Astrakhanskaya Oblast | 7,543 |
| 41 | Vologodskaya Oblast | 7,505 |
| 42 | Ulyanovskaya Oblast | 7,492 |
| 43 | Ryazanskaya Oblast | 7,475 |
| 44 | Yaroslavskaya Oblast | 7,225 |
| 45 | Kurskaya Oblast | 7,197 |
Average mortgage loan size (roubles) (2025)
Ulyanovskaya Oblast ranks 71 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 68 | Komi Rep. | 3.68 million |
| 69 | Kemerovskaya Oblast | 3.68 million |
| 70 | Orenburgskaya Oblast | 3.68 million |
| 71 | Ulyanovskaya Oblast | 3.67 million |
| 72 | Chelyabinskaya Oblast | 3.63 million |
| 73 | Kostromskaya Oblast | 3.58 million |
| 74 | Kabardino-balkariya Rep. | 3.55 million |
Average interest rate on new rouble housing loans (August 2026)
Ulyanovskaya Oblast ranks 7 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 4 | Samarskaya Oblast | 11.62% |
| 5 | Saratovskaya Oblast | 11.50% |
| 6 | Moskva | 11.30% |
| 7 | Ulyanovskaya Oblast | 11.26% |
| 8 | Komi Rep. | 11.20% |
| 9 | Karatchayevo-cherkesiya Rep. | 11.07% |
| 10 | Kemerovskaya Oblast | 11.02% |
More on Ulyanovskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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