Poverty and living standards in Ryazanskaya Oblast, Russia: official figures
Banks issued 7,475 mortgage loans to households in Ryazan Oblast in 2025 (40th lowest of 82 regions by number), down 22.1% on the 9,599 issued in 2024.
What is the average mortgage size in Ryazan Oblast?
A typical new home loan in Ryazan Oblast averaged 3.96 million roubles in 2025, 13.8% below the Russian average and 37th smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Ryazan Oblast?
Mortgage lending in Ryazan Oblast totalled 29.6 billion roubles in 2025, 0.67% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Ryazan Oblast rising or falling in 2026?
From January to August 2026, 4,877 mortgages were issued in Ryazan Oblast, up 27.8% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Ryazan Oblast?
The weighted average interest rate on new rouble housing loans in Ryazan Oblast was 10.58% in August 2026, compared with 7.46% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Ryazan Oblast?
Housing loans granted in Ryazan Oblast in August 2026 ran for 23.3 years on average (280 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Ryazanskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Ryazanskaya Oblast ranks 43 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 40 | Astrakhanskaya Oblast | 7,543 |
| 41 | Vologodskaya Oblast | 7,505 |
| 42 | Ulyanovskaya Oblast | 7,492 |
| 43 | Ryazanskaya Oblast | 7,475 |
| 44 | Yaroslavskaya Oblast | 7,225 |
| 45 | Kurskaya Oblast | 7,197 |
| 46 | Vladimirskaya Oblast | 7,082 |
Average mortgage loan size (roubles) (2025)
Ryazanskaya Oblast ranks 46 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 43 | Dagestan Rep. | 4.03 million |
| 44 | Irkutskaya Oblast | 4.02 million |
| 45 | Udmurtiya Rep. | 4.02 million |
| 46 | Ryazanskaya Oblast | 3.96 million |
| 47 | Sverdlovskaya Oblast | 3.95 million |
| 48 | Bryanskaya Oblast | 3.93 million |
| 49 | Lipetskaya Oblast | 3.92 million |
Average interest rate on new rouble housing loans (August 2026)
Ryazanskaya Oblast ranks 28 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 25 | Tverskaya Oblast | 10.66% |
| 26 | Nizhegorodskaya Oblast | 10.64% |
| 27 | Kaluzhskaya Oblast | 10.62% |
| 28 | Ryazanskaya Oblast | 10.58% |
| 29 | Tambovskaya Oblast | 10.56% |
| 30 | Volgogradskaya Oblast | 10.56% |
| 31 | Orenburgskaya Oblast | 10.53% |
More on Ryazanskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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