Poverty and living standards in Sverdlovskaya Oblast, Russia: official figures
In 2025, 36,472 new mortgages were granted to borrowers in Sverdlovsk Oblast (3.77% of the Russian total), 26.3% fewer than in 2024; the region ranked 5th highest of 82 by number of mortgages.
What is the average mortgage size in Sverdlovsk Oblast?
The average mortgage taken out in Sverdlovsk Oblast in 2025 was 3.95 million roubles, against a national average of 4.60 million roubles (36th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Sverdlovsk Oblast?
Mortgage lending in Sverdlovsk Oblast totalled 144.2 billion roubles in 2025, 3.24% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Sverdlovsk Oblast rising or falling in 2026?
From January to August 2026, 24,846 mortgages were issued in Sverdlovsk Oblast, up 35.3% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Sverdlovsk Oblast?
Home buyers in Sverdlovsk Oblast borrowed at an average 10.91% in August 2026 (rank: 15th highest of 82 regions, national average 10.09%), compared with 7.60% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Sverdlovsk Oblast?
Housing loans granted in Sverdlovsk Oblast in August 2026 ran for 23.3 years on average (280 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Sverdlovskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Sverdlovskaya Oblast ranks 5 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 2 | Moskovskaya Oblast | 56,798 |
| 3 | Sankt-peterburg | 43,803 |
| 4 | Krasnodarskiy Kray | 36,899 |
| 5 | Sverdlovskaya Oblast | 36,472 |
| 6 | Bashkortostan Rep. | 36,418 |
| 7 | Tatarstan Rep. | 33,757 |
| 8 | Rostovskaya Oblast | 28,509 |
Average mortgage loan size (roubles) (2025)
Sverdlovskaya Oblast ranks 47 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 44 | Irkutskaya Oblast | 4.02 million |
| 45 | Udmurtiya Rep. | 4.02 million |
| 46 | Ryazanskaya Oblast | 3.96 million |
| 47 | Sverdlovskaya Oblast | 3.95 million |
| 48 | Bryanskaya Oblast | 3.93 million |
| 49 | Lipetskaya Oblast | 3.92 million |
| 50 | Volgogradskaya Oblast | 3.92 million |
Average interest rate on new rouble housing loans (August 2026)
Sverdlovskaya Oblast ranks 15 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 12 | Orlovskaya Oblast | 10.98% |
| 13 | Vologodskaya Oblast | 10.98% |
| 14 | Altayskiy Kray | 10.96% |
| 15 | Sverdlovskaya Oblast | 10.91% |
| 16 | Chelyabinskaya Oblast | 10.86% |
| 17 | Lipetskaya Oblast | 10.83% |
| 18 | Kurganskaya Oblast | 10.79% |
More on Sverdlovskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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