Poverty and living standards in Volgogradskaya Oblast, Russia: official figures
In 2025, 12,049 new mortgages were granted to borrowers in Volgograd Oblast (1.24% of the Russian total), 25.8% fewer than in 2024; the region ranked 26th highest of 82 by number of mortgages.
What is the average mortgage size in Volgograd Oblast?
The average mortgage taken out in Volgograd Oblast in 2025 was 3.92 million roubles, against a national average of 4.60 million roubles (33rd smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Volgograd Oblast?
Mortgage lending in Volgograd Oblast totalled 47.2 billion roubles in 2025, 1.06% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Volgograd Oblast rising or falling in 2026?
From January to August 2026, 8,479 mortgages were issued in Volgograd Oblast, up 37.9% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Volgograd Oblast?
Home buyers in Volgograd Oblast borrowed at an average 10.56% in August 2026 (rank: 30th highest of 82 regions, national average 10.09%), compared with 8.05% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Volgograd Oblast?
Housing loans granted in Volgograd Oblast in August 2026 ran for 23.8 years on average (285 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Volgogradskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Volgogradskaya Oblast ranks 26 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 23 | Leningradskaya Oblast | 13,796 |
| 24 | Altayskiy Kray | 13,030 |
| 25 | Kemerovskaya Oblast | 12,937 |
| 26 | Volgogradskaya Oblast | 12,049 |
| 27 | Khabarovskiy Kray | 11,369 |
| 28 | Sakha Rep. | 11,122 |
| 29 | Omskaya Oblast | 10,846 |
Average mortgage loan size (roubles) (2025)
Volgogradskaya Oblast ranks 50 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 47 | Sverdlovskaya Oblast | 3.95 million |
| 48 | Bryanskaya Oblast | 3.93 million |
| 49 | Lipetskaya Oblast | 3.92 million |
| 50 | Volgogradskaya Oblast | 3.92 million |
| 51 | Samarskaya Oblast | 3.90 million |
| 52 | Mariy-el Rep. | 3.90 million |
| 53 | Arkhangelskaya Oblast | 3.88 million |
Average interest rate on new rouble housing loans (August 2026)
Volgogradskaya Oblast ranks 30 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 27 | Kaluzhskaya Oblast | 10.62% |
| 28 | Ryazanskaya Oblast | 10.58% |
| 29 | Tambovskaya Oblast | 10.56% |
| 30 | Volgogradskaya Oblast | 10.56% |
| 31 | Orenburgskaya Oblast | 10.53% |
| 32 | Ivanovskaya Oblast | 10.47% |
| 33 | Krasnoyarskiy Kray | 10.46% |
More on Volgogradskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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