Poverty and living standards in Altayskiy Kray, Russia: official figures
In 2025, 13,030 new mortgages were granted to borrowers in Altai Krai (1.35% of the Russian total), 26.8% fewer than in 2024; the region ranked 24th highest of 82 by number of mortgages.
What is the average mortgage size in Altai Krai?
The average mortgage taken out in Altai Krai in 2025 was 3.51 million roubles, against a national average of 4.60 million roubles (7th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Altai Krai?
Mortgage lending in Altai Krai totalled 45.7 billion roubles in 2025, 1.03% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Altai Krai rising or falling in 2026?
From January to August 2026, 8,734 mortgages were issued in Altai Krai, up 28.0% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Altai Krai?
Home buyers in Altai Krai borrowed at an average 10.96% in August 2026 (rank: 14th highest of 82 regions, national average 10.09%), compared with 7.64% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Altai Krai?
Housing loans granted in Altai Krai in August 2026 ran for 23.4 years on average (280 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Altayskiy Kray compares with other first-level divisions
Mortgage loans issued to households (2025)
Altayskiy Kray ranks 24 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 21 | Udmurtiya Rep. | 14,501 |
| 22 | Voronezhskaya Oblast | 13,955 |
| 23 | Leningradskaya Oblast | 13,796 |
| 24 | Altayskiy Kray | 13,030 |
| 25 | Kemerovskaya Oblast | 12,937 |
| 26 | Volgogradskaya Oblast | 12,049 |
| 27 | Khabarovskiy Kray | 11,369 |
Average mortgage loan size (roubles) (2025)
Altayskiy Kray ranks 76 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 73 | Kostromskaya Oblast | 3.58 million |
| 74 | Kabardino-balkariya Rep. | 3.55 million |
| 75 | Pskovskaya Oblast | 3.53 million |
| 76 | Altayskiy Kray | 3.51 million |
| 77 | Karatchayevo-cherkesiya Rep. | 3.47 million |
| 78 | Kurganskaya Oblast | 3.44 million |
| 79 | Vologodskaya Oblast | 3.37 million |
Average interest rate on new rouble housing loans (August 2026)
Altayskiy Kray ranks 14 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 11 | Kalmykiya Rep. | 10.98% |
| 12 | Orlovskaya Oblast | 10.98% |
| 13 | Vologodskaya Oblast | 10.98% |
| 14 | Altayskiy Kray | 10.96% |
| 15 | Sverdlovskaya Oblast | 10.91% |
| 16 | Chelyabinskaya Oblast | 10.86% |
| 17 | Lipetskaya Oblast | 10.83% |
More on Altayskiy Kray: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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