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Poverty and living standards in Udmurtiya Rep., Russia: official figures

In 2025, 14,501 new mortgages were granted to borrowers in the Udmurt Republic (1.50% of the Russian total), 26.9% fewer than in 2024; the region ranked 21st highest of 82 by number of mortgages.

Mortgage loans issued
14,501
2025
Average housing loan rate
9.70%
August 2026

What is the average mortgage size in the Udmurt Republic?

The average mortgage taken out in the Udmurt Republic in 2025 was 4.02 million roubles, against a national average of 4.60 million roubles (38th smallest of 82 regions).

Source: Bank of Russia · saved copy

How much mortgage lending was there in the Udmurt Republic?

Mortgage lending in the Udmurt Republic totalled 58.3 billion roubles in 2025, 1.31% of all mortgage lending in Russia that year.

Source: Bank of Russia · saved copy

Are mortgages in the Udmurt Republic rising or falling in 2026?

From January to August 2026, 9,470 mortgages were issued in the Udmurt Republic, up 30.7% on the same months of 2025 (nationally the number rose 31.9%).

Source: Bank of Russia · saved copy

What is the average mortgage rate in the Udmurt Republic?

Home buyers in the Udmurt Republic borrowed at an average 9.70% in August 2026 (rank: 26th lowest of 82 regions, national average 10.09%), compared with 7.13% a year earlier.

Source: Bank of Russia · saved copy

How long are mortgages in the Udmurt Republic?

Housing loans granted in the Udmurt Republic in August 2026 ran for 24.3 years on average (292 months), against 23.8 years nationally.

Source: Bank of Russia · saved copy

How Udmurtiya Rep. compares with other first-level divisions

Mortgage loans issued to households (2025)

Udmurtiya Rep. ranks 21 of 82, highest first.

RankRegionMortgage loans issued to households
18Orenburgskaya Oblast14,916
19Stavropolskiy Kray14,770
20Irkutskaya Oblast14,521
21Udmurtiya Rep.14,501
22Voronezhskaya Oblast13,955
23Leningradskaya Oblast13,796
24Altayskiy Kray13,030
Source: Bank of Russia · saved copy

Average mortgage loan size (roubles) (2025)

Udmurtiya Rep. ranks 45 of 82, highest first.

RankRegionAverage mortgage loan size (roubles)
42Khakasiya Rep.4.04 million
43Dagestan Rep.4.03 million
44Irkutskaya Oblast4.02 million
45Udmurtiya Rep.4.02 million
46Ryazanskaya Oblast3.96 million
47Sverdlovskaya Oblast3.95 million
48Bryanskaya Oblast3.93 million
Source: Bank of Russia · saved copy

Average interest rate on new rouble housing loans (August 2026)

Udmurtiya Rep. ranks 57 of 82, highest first.

RankRegionAverage interest rate on new rouble housing loans
54Stavropolskiy Kray9.75%
55Tyumenskaya Oblast9.71%
56Krasnodarskiy Kray9.70%
57Udmurtiya Rep.9.70%
58Mariy-el Rep.9.69%
59Novgorodskaya Oblast9.61%
60Khakasiya Rep.9.54%
Source: Bank of Russia · saved copy

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Sources

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