Poverty and living standards in Novgorodskaya Oblast, Russia: official figures
In 2025, 3,092 new mortgages were granted to borrowers in Novgorod Oblast (0.32% of the Russian total), 27.3% fewer than in 2024; the region ranked 12th lowest of 82 by number of mortgages.
What is the average mortgage size in Novgorod Oblast?
The average mortgage taken out in Novgorod Oblast in 2025 was 3.69 million roubles, against a national average of 4.60 million roubles (16th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Novgorod Oblast?
Mortgage lending in Novgorod Oblast totalled 11.4 billion roubles in 2025, 0.26% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Novgorod Oblast rising or falling in 2026?
From January to August 2026, 2,366 mortgages were issued in Novgorod Oblast, up 51.7% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Novgorod Oblast?
Home buyers in Novgorod Oblast borrowed at an average 9.61% in August 2026 (rank: 24th lowest of 82 regions, national average 10.09%), compared with 7.40% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Novgorod Oblast?
Housing loans granted in Novgorod Oblast in August 2026 ran for 24.3 years on average (291 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Novgorodskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Novgorodskaya Oblast ranks 71 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 68 | Khakasiya Rep. | 3,343 |
| 69 | Karelya Rep. | 3,297 |
| 70 | Pskovskaya Oblast | 3,281 |
| 71 | Novgorodskaya Oblast | 3,092 |
| 72 | Adygeya Rep. | 2,901 |
| 73 | Kabardino-balkariya Rep. | 2,831 |
| 74 | Severnaya Osetiya-alaniya Rep. | 2,658 |
Average mortgage loan size (roubles) (2025)
Novgorodskaya Oblast ranks 67 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 64 | Karelya Rep. | 3.76 million |
| 65 | Ivanovskaya Oblast | 3.74 million |
| 66 | Yaroslavskaya Oblast | 3.71 million |
| 67 | Novgorodskaya Oblast | 3.69 million |
| 68 | Komi Rep. | 3.68 million |
| 69 | Kemerovskaya Oblast | 3.68 million |
| 70 | Orenburgskaya Oblast | 3.68 million |
Average interest rate on new rouble housing loans (August 2026)
Novgorodskaya Oblast ranks 59 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 56 | Krasnodarskiy Kray | 9.70% |
| 57 | Udmurtiya Rep. | 9.70% |
| 58 | Mariy-el Rep. | 9.69% |
| 59 | Novgorodskaya Oblast | 9.61% |
| 60 | Khakasiya Rep. | 9.54% |
| 61 | Pskovskaya Oblast | 9.37% |
| 62 | Kaliningradskaya Oblast | 9.36% |
More on Novgorodskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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