Poverty and living standards in Stavropolskiy Kray, Russia: official figures
In 2025, 14,770 new mortgages were granted to borrowers in Stavropol Krai (1.53% of the Russian total), 28.5% fewer than in 2024; the region ranked 19th highest of 82 by number of mortgages.
What is the average mortgage size in Stavropol Krai?
The average mortgage taken out in Stavropol Krai in 2025 was 4.18 million roubles, against a national average of 4.60 million roubles (36th largest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Stavropol Krai?
Mortgage lending in Stavropol Krai totalled 61.7 billion roubles in 2025, 1.39% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Stavropol Krai rising or falling in 2026?
From January to August 2026, 9,147 mortgages were issued in Stavropol Krai, up 24.9% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Stavropol Krai?
Home buyers in Stavropol Krai borrowed at an average 9.75% in August 2026 (rank: 29th lowest of 82 regions, national average 10.09%), compared with 7.11% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Stavropol Krai?
Housing loans granted in Stavropol Krai in August 2026 ran for 25.8 years on average (309 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Stavropolskiy Kray compares with other first-level divisions
Mortgage loans issued to households (2025)
Stavropolskiy Kray ranks 19 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 16 | Samarskaya Oblast | 16,757 |
| 17 | Primorskiy Kray | 15,623 |
| 18 | Orenburgskaya Oblast | 14,916 |
| 19 | Stavropolskiy Kray | 14,770 |
| 20 | Irkutskaya Oblast | 14,521 |
| 21 | Udmurtiya Rep. | 14,501 |
| 22 | Voronezhskaya Oblast | 13,955 |
Average mortgage loan size (roubles) (2025)
Stavropolskiy Kray ranks 36 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 33 | Kurskaya Oblast | 4.25 million |
| 34 | Nizhegorodskaya Oblast | 4.20 million |
| 35 | Tulskaya Oblast | 4.19 million |
| 36 | Stavropolskiy Kray | 4.18 million |
| 37 | Chuvashiya Rep. | 4.13 million |
| 38 | Omskaya Oblast | 4.12 million |
| 39 | Krasnoyarskiy Kray | 4.10 million |
Average interest rate on new rouble housing loans (August 2026)
Stavropolskiy Kray ranks 54 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 51 | Yamalo-nenetskiy Okrug | 9.87% |
| 52 | Sankt-peterburg | 9.86% |
| 53 | Penzenskaya Oblast | 9.83% |
| 54 | Stavropolskiy Kray | 9.75% |
| 55 | Tyumenskaya Oblast | 9.71% |
| 56 | Krasnodarskiy Kray | 9.70% |
| 57 | Udmurtiya Rep. | 9.70% |
More on Stavropolskiy Kray: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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