Poverty and living standards in Sankt-peterburg, Russia: official figures
Banks issued 43,803 mortgage loans to households in Saint Petersburg in 2025 (3rd highest of 82 regions by number), down 18.5% on the 53,766 issued in 2024.
What is the average mortgage size in Saint Petersburg?
A typical new home loan in Saint Petersburg averaged 5.73 million roubles in 2025, 24.7% above the Russian average and 4th largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Saint Petersburg?
Mortgage lending in Saint Petersburg totalled 251.1 billion roubles in 2025, 5.64% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Saint Petersburg rising or falling in 2026?
From January to August 2026, 29,330 mortgages were issued in Saint Petersburg, up 34.8% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Saint Petersburg?
The weighted average interest rate on new rouble housing loans in Saint Petersburg was 9.86% in August 2026, compared with 7.33% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Saint Petersburg?
Housing loans granted in Saint Petersburg in August 2026 ran for 24.5 years on average (294 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Sankt-peterburg compares with other first-level divisions
Mortgage loans issued to households (2025)
Sankt-peterburg ranks 3 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 1 | Moskva | 71,972 |
| 2 | Moskovskaya Oblast | 56,798 |
| 3 | Sankt-peterburg | 43,803 |
| 4 | Krasnodarskiy Kray | 36,899 |
| 5 | Sverdlovskaya Oblast | 36,472 |
| 6 | Bashkortostan Rep. | 36,418 |
| 7 | Tatarstan Rep. | 33,757 |
Average mortgage loan size (roubles) (2025)
Sankt-peterburg ranks 4 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 1 | Moskva | 7.64 million |
| 2 | Kalmykiya Rep. | 6.18 million |
| 3 | Moskovskaya Oblast | 6.14 million |
| 4 | Sankt-peterburg | 5.73 million |
| 5 | Sakhalinskaya Oblast | 5.36 million |
| 6 | Amurskaya Oblast | 5.03 million |
| 7 | Leningradskaya Oblast | 4.97 million |
Average interest rate on new rouble housing loans (August 2026)
Sankt-peterburg ranks 52 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 49 | Permskaya Oblast | 9.99% |
| 50 | Chukotskiy Okrug | 9.96% |
| 51 | Yamalo-nenetskiy Okrug | 9.87% |
| 52 | Sankt-peterburg | 9.86% |
| 53 | Penzenskaya Oblast | 9.83% |
| 54 | Stavropolskiy Kray | 9.75% |
| 55 | Tyumenskaya Oblast | 9.71% |
More on Sankt-peterburg: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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