Poverty and living standards in Kalmykiya Rep., Russia: official figures
In 2025, 2,512 new mortgages were granted to borrowers in the Republic of Kalmykia (0.26% of the Russian total), 6.2% fewer than in 2024; the region ranked 8th lowest of 82 by number of mortgages.
What is the average mortgage size in the Republic of Kalmykia?
The average mortgage taken out in the Republic of Kalmykia in 2025 was 6.18 million roubles, against a national average of 4.60 million roubles (2nd largest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in the Republic of Kalmykia?
Mortgage lending in the Republic of Kalmykia totalled 15.5 billion roubles in 2025, 0.35% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in the Republic of Kalmykia rising or falling in 2026?
From January to August 2026, 1,672 mortgages were issued in the Republic of Kalmykia, up 39.3% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in the Republic of Kalmykia?
Home buyers in the Republic of Kalmykia borrowed at an average 10.98% in August 2026 (rank: 11th highest of 82 regions, national average 10.09%), compared with 8.25% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in the Republic of Kalmykia?
Housing loans granted in the Republic of Kalmykia in August 2026 ran for 25.9 years on average (311 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Kalmykiya Rep. compares with other first-level divisions
Mortgage loans issued to households (2025)
Kalmykiya Rep. ranks 75 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 72 | Adygeya Rep. | 2,901 |
| 73 | Kabardino-balkariya Rep. | 2,831 |
| 74 | Severnaya Osetiya-alaniya Rep. | 2,658 |
| 75 | Kalmykiya Rep. | 2,512 |
| 76 | Kamchatskaya Oblast | 2,377 |
| 77 | Karatchayevo-cherkesiya Rep. | 1,817 |
| 78 | Altay Rep. | 1,447 |
Average mortgage loan size (roubles) (2025)
Kalmykiya Rep. ranks 2 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 1 | Moskva | 7.64 million |
| 2 | Kalmykiya Rep. | 6.18 million |
| 3 | Moskovskaya Oblast | 6.14 million |
| 4 | Sankt-peterburg | 5.73 million |
| 5 | Sakhalinskaya Oblast | 5.36 million |
| 6 | Amurskaya Oblast | 5.03 million |
| 7 | Leningradskaya Oblast | 4.97 million |
Average interest rate on new rouble housing loans (August 2026)
Kalmykiya Rep. ranks 11 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 8 | Komi Rep. | 11.20% |
| 9 | Karatchayevo-cherkesiya Rep. | 11.07% |
| 10 | Kemerovskaya Oblast | 11.02% |
| 11 | Kalmykiya Rep. | 10.98% |
| 12 | Orlovskaya Oblast | 10.98% |
| 13 | Vologodskaya Oblast | 10.98% |
| 14 | Altayskiy Kray | 10.96% |
More on Kalmykiya Rep.: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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