Poverty and living standards in Altay Rep., Russia: official figures
In 2025, 1,447 new mortgages were granted to borrowers in the Altai Republic (0.15% of the Russian total), 34.3% fewer than in 2024; the region ranked 5th lowest of 82 by number of mortgages.
What is the average mortgage size in the Altai Republic?
The average mortgage taken out in the Altai Republic in 2025 was 3.20 million roubles, against a national average of 4.60 million roubles (3rd smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in the Altai Republic?
Mortgage lending in the Altai Republic totalled 4.6 billion roubles in 2025, 0.10% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in the Altai Republic rising or falling in 2026?
From January to August 2026, 879 mortgages were issued in the Altai Republic, up 5.4% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in the Altai Republic?
Home buyers in the Altai Republic borrowed at an average 10.76% in August 2026 (rank: 20th highest of 82 regions, national average 10.09%), compared with 7.12% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in the Altai Republic?
Housing loans granted in the Altai Republic in August 2026 ran for 25.6 years on average (307 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Altay Rep. compares with other first-level divisions
Mortgage loans issued to households (2025)
Altay Rep. ranks 78 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 75 | Kalmykiya Rep. | 2,512 |
| 76 | Kamchatskaya Oblast | 2,377 |
| 77 | Karatchayevo-cherkesiya Rep. | 1,817 |
| 78 | Altay Rep. | 1,447 |
| 79 | Magadanskaya Oblast | 1,262 |
| 80 | Ingushetiya Rep. | 966 |
| 81 | Chukotskiy Okrug | 438 |
Average mortgage loan size (roubles) (2025)
Altay Rep. ranks 80 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 76 | Altayskiy Kray | 3.51 million |
| 77 | Karatchayevo-cherkesiya Rep. | 3.47 million |
| 78 | Kurganskaya Oblast | 3.44 million |
| 79 | Vologodskaya Oblast | 3.37 million |
| 80 | Altay Rep. | 3.20 million |
| 81 | Chechnya Rep. | 1.38 million |
| 82 | Ingushetiya Rep. | 1.29 million |
Average interest rate on new rouble housing loans (August 2026)
Altay Rep. ranks 20 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 17 | Lipetskaya Oblast | 10.83% |
| 18 | Kurganskaya Oblast | 10.79% |
| 19 | Yaroslavskaya Oblast | 10.79% |
| 20 | Altay Rep. | 10.76% |
| 21 | Vladimirskaya Oblast | 10.76% |
| 22 | Tatarstan Rep. | 10.71% |
| 23 | Tulskaya Oblast | 10.70% |
More on Altay Rep.: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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