Poverty and living standards in Tulskaya Oblast, Russia: official figures
Banks issued 9,594 mortgage loans to households in Tula Oblast in 2025 (33rd highest of 82 regions by number), down 35.3% on the 14,830 issued in 2024.
What is the average mortgage size in Tula Oblast?
A typical new home loan in Tula Oblast averaged 4.19 million roubles in 2025, 8.9% below the Russian average and 35th largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Tula Oblast?
Mortgage lending in Tula Oblast totalled 40.2 billion roubles in 2025, 0.90% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Tula Oblast rising or falling in 2026?
From January to August 2026, 6,376 mortgages were issued in Tula Oblast, up 31.8% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Tula Oblast?
The weighted average interest rate on new rouble housing loans in Tula Oblast was 10.70% in August 2026, compared with 7.85% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Tula Oblast?
Housing loans granted in Tula Oblast in August 2026 ran for 23.3 years on average (279 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Tulskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Tulskaya Oblast ranks 33 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 30 | Saratovskaya Oblast | 10,641 |
| 31 | Buryatiya Rep. | 10,266 |
| 32 | Chuvashiya Rep. | 9,906 |
| 33 | Tulskaya Oblast | 9,594 |
| 34 | Arkhangelskaya Oblast | 9,589 |
| 35 | Belgorodskaya Oblast | 9,427 |
| 36 | Zabaykalsky Kray | 8,204 |
Average mortgage loan size (roubles) (2025)
Tulskaya Oblast ranks 35 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 32 | Kaliningradskaya Oblast | 4.25 million |
| 33 | Kurskaya Oblast | 4.25 million |
| 34 | Nizhegorodskaya Oblast | 4.20 million |
| 35 | Tulskaya Oblast | 4.19 million |
| 36 | Stavropolskiy Kray | 4.18 million |
| 37 | Chuvashiya Rep. | 4.13 million |
| 38 | Omskaya Oblast | 4.12 million |
Average interest rate on new rouble housing loans (August 2026)
Tulskaya Oblast ranks 23 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 20 | Altay Rep. | 10.76% |
| 21 | Vladimirskaya Oblast | 10.76% |
| 22 | Tatarstan Rep. | 10.71% |
| 23 | Tulskaya Oblast | 10.70% |
| 24 | Moskovskaya Oblast | 10.69% |
| 25 | Tverskaya Oblast | 10.66% |
| 26 | Nizhegorodskaya Oblast | 10.64% |
More on Tulskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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