Poverty and living standards in Belgorodskaya Oblast, Russia: official figures
In 2025, 9,427 new mortgages were granted to borrowers in Belgorod Oblast (0.97% of the Russian total), 14.6% fewer than in 2024; the region ranked 35th highest of 82 by number of mortgages.
What is the average mortgage size in Belgorod Oblast?
The average mortgage taken out in Belgorod Oblast in 2025 was 4.26 million roubles, against a national average of 4.60 million roubles (31st largest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in Belgorod Oblast?
Mortgage lending in Belgorod Oblast totalled 40.1 billion roubles in 2025, 0.90% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Belgorod Oblast rising or falling in 2026?
From January to August 2026, 6,439 mortgages were issued in Belgorod Oblast, up 39.6% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Belgorod Oblast?
Home buyers in Belgorod Oblast borrowed at an average 10.17% in August 2026 (rank: 40th lowest of 82 regions, national average 10.09%), compared with 7.66% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in Belgorod Oblast?
Housing loans granted in Belgorod Oblast in August 2026 ran for 23.9 years on average (287 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Belgorodskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Belgorodskaya Oblast ranks 35 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 32 | Chuvashiya Rep. | 9,906 |
| 33 | Tulskaya Oblast | 9,594 |
| 34 | Arkhangelskaya Oblast | 9,589 |
| 35 | Belgorodskaya Oblast | 9,427 |
| 36 | Zabaykalsky Kray | 8,204 |
| 37 | Kaliningradskaya Oblast | 8,085 |
| 38 | Kirovskaya Oblast | 7,899 |
Average mortgage loan size (roubles) (2025)
Belgorodskaya Oblast ranks 31 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 28 | Tyumenskaya Oblast | 4.30 million |
| 29 | Kaluzhskaya Oblast | 4.30 million |
| 30 | Tomskaya Oblast | 4.29 million |
| 31 | Belgorodskaya Oblast | 4.26 million |
| 32 | Kaliningradskaya Oblast | 4.25 million |
| 33 | Kurskaya Oblast | 4.25 million |
| 34 | Nizhegorodskaya Oblast | 4.20 million |
Average interest rate on new rouble housing loans (August 2026)
Belgorodskaya Oblast ranks 43 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 40 | Leningradskaya Oblast | 10.27% |
| 41 | Bryanskaya Oblast | 10.20% |
| 42 | Murmanskaya Oblast | 10.18% |
| 43 | Belgorodskaya Oblast | 10.17% |
| 44 | Khanty-mansyiskiy Okrug | 10.17% |
| 45 | Mordoviya Rep. | 10.17% |
| 46 | Chuvashiya Rep. | 10.12% |
More on Belgorodskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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