Poverty and living standards in Murmanskaya Oblast, Russia: official figures
Banks issued 5,732 mortgage loans to households in Murmansk Oblast in 2025 (28th lowest of 82 regions by number), down 19.6% on the 7,133 issued in 2024.
What is the average mortgage size in Murmansk Oblast?
A typical new home loan in Murmansk Oblast averaged 3.86 million roubles in 2025, 16.0% below the Russian average and 27th smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Murmansk Oblast?
Mortgage lending in Murmansk Oblast totalled 22.1 billion roubles in 2025, 0.50% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Murmansk Oblast rising or falling in 2026?
From January to August 2026, 4,561 mortgages were issued in Murmansk Oblast, up 45.2% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Murmansk Oblast?
The weighted average interest rate on new rouble housing loans in Murmansk Oblast was 10.18% in August 2026, compared with 7.83% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Murmansk Oblast?
Housing loans granted in Murmansk Oblast in August 2026 ran for 21.7 years on average (261 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Murmanskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Murmanskaya Oblast ranks 55 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 52 | Bryanskaya Oblast | 6,168 |
| 53 | Lipetskaya Oblast | 5,916 |
| 54 | Dagestan Rep. | 5,778 |
| 55 | Murmanskaya Oblast | 5,732 |
| 56 | Kurganskaya Oblast | 5,677 |
| 57 | Komi Rep. | 5,094 |
| 58 | Mariy-el Rep. | 4,825 |
Average mortgage loan size (roubles) (2025)
Murmanskaya Oblast ranks 56 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 53 | Arkhangelskaya Oblast | 3.88 million |
| 54 | Permskaya Oblast | 3.88 million |
| 55 | Orlovskaya Oblast | 3.87 million |
| 56 | Murmanskaya Oblast | 3.86 million |
| 57 | Bashkortostan Rep. | 3.86 million |
| 58 | Smolenskaya Oblast | 3.85 million |
| 59 | Saratovskaya Oblast | 3.83 million |
Average interest rate on new rouble housing loans (August 2026)
Murmanskaya Oblast ranks 42 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 39 | Kirovskaya Oblast | 10.27% |
| 40 | Leningradskaya Oblast | 10.27% |
| 41 | Bryanskaya Oblast | 10.20% |
| 42 | Murmanskaya Oblast | 10.18% |
| 43 | Belgorodskaya Oblast | 10.17% |
| 44 | Khanty-mansyiskiy Okrug | 10.17% |
| 45 | Mordoviya Rep. | 10.17% |
More on Murmanskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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