Poverty and living standards in Dagestan Rep., Russia: official figures
In 2025, 5,778 new mortgages were granted to borrowers in the Republic of Dagestan (0.60% of the Russian total), 37.0% fewer than in 2024; the region ranked 29th lowest of 82 by number of mortgages.
What is the average mortgage size in the Republic of Dagestan?
The average mortgage taken out in the Republic of Dagestan in 2025 was 4.03 million roubles, against a national average of 4.60 million roubles (40th smallest of 82 regions).
Source: Bank of Russia · saved copyHow much mortgage lending was there in the Republic of Dagestan?
Mortgage lending in the Republic of Dagestan totalled 23.3 billion roubles in 2025, 0.52% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in the Republic of Dagestan rising or falling in 2026?
From January to August 2026, 2,537 mortgages were issued in the Republic of Dagestan, down 25.1% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in the Republic of Dagestan?
Home buyers in the Republic of Dagestan borrowed at an average 8.68% in August 2026 (rank: 14th lowest of 82 regions, national average 10.09%), compared with 7.50% a year earlier.
Source: Bank of Russia · saved copyHow long are mortgages in the Republic of Dagestan?
Housing loans granted in the Republic of Dagestan in August 2026 ran for 26.9 years on average (322 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Dagestan Rep. compares with other first-level divisions
Mortgage loans issued to households (2025)
Dagestan Rep. ranks 54 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 51 | Tomskaya Oblast | 6,270 |
| 52 | Bryanskaya Oblast | 6,168 |
| 53 | Lipetskaya Oblast | 5,916 |
| 54 | Dagestan Rep. | 5,778 |
| 55 | Murmanskaya Oblast | 5,732 |
| 56 | Kurganskaya Oblast | 5,677 |
| 57 | Komi Rep. | 5,094 |
Average mortgage loan size (roubles) (2025)
Dagestan Rep. ranks 43 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 40 | Voronezhskaya Oblast | 4.09 million |
| 41 | Tverskaya Oblast | 4.08 million |
| 42 | Khakasiya Rep. | 4.04 million |
| 43 | Dagestan Rep. | 4.03 million |
| 44 | Irkutskaya Oblast | 4.02 million |
| 45 | Udmurtiya Rep. | 4.02 million |
| 46 | Ryazanskaya Oblast | 3.96 million |
Average interest rate on new rouble housing loans (August 2026)
Dagestan Rep. ranks 69 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 66 | Karelya Rep. | 9.19% |
| 67 | Magadanskaya Oblast | 9.15% |
| 68 | Rostovskaya Oblast | 9.10% |
| 69 | Dagestan Rep. | 8.68% |
| 70 | Adygeya Rep. | 8.62% |
| 71 | Astrakhanskaya Oblast | 8.55% |
| 72 | Kabardino-balkariya Rep. | 8.34% |
More on Dagestan Rep.: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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