Poverty and living standards in Rostovskaya Oblast, Russia: official figures
Banks issued 28,509 mortgage loans to households in Rostov Oblast in 2025 (8th highest of 82 regions by number), down 27.7% on the 39,423 issued in 2024.
What is the average mortgage size in Rostov Oblast?
A typical new home loan in Rostov Oblast averaged 4.38 million roubles in 2025, 4.7% below the Russian average and 23rd largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Rostov Oblast?
Mortgage lending in Rostov Oblast totalled 124.9 billion roubles in 2025, 2.81% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Rostov Oblast rising or falling in 2026?
From January to August 2026, 18,724 mortgages were issued in Rostov Oblast, up 34.0% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Rostov Oblast?
The weighted average interest rate on new rouble housing loans in Rostov Oblast was 9.10% in August 2026, compared with 6.95% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Rostov Oblast?
Housing loans granted in Rostov Oblast in August 2026 ran for 25.7 years on average (308 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Rostovskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Rostovskaya Oblast ranks 8 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 5 | Sverdlovskaya Oblast | 36,472 |
| 6 | Bashkortostan Rep. | 36,418 |
| 7 | Tatarstan Rep. | 33,757 |
| 8 | Rostovskaya Oblast | 28,509 |
| 9 | Chelyabinskaya Oblast | 24,846 |
| 10 | Novosibirskaya Oblast | 21,237 |
| 11 | Permskaya Oblast | 21,100 |
Average mortgage loan size (roubles) (2025)
Rostovskaya Oblast ranks 23 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 20 | Adygeya Rep. | 4.60 million |
| 21 | Severnaya Osetiya-alaniya Rep. | 4.59 million |
| 22 | Astrakhanskaya Oblast | 4.44 million |
| 23 | Rostovskaya Oblast | 4.38 million |
| 24 | Novosibirskaya Oblast | 4.37 million |
| 25 | Tyva Rep. | 4.37 million |
| 26 | Khanty-mansyiskiy Okrug | 4.36 million |
Average interest rate on new rouble housing loans (August 2026)
Rostovskaya Oblast ranks 68 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 65 | Kurskaya Oblast | 9.20% |
| 66 | Karelya Rep. | 9.19% |
| 67 | Magadanskaya Oblast | 9.15% |
| 68 | Rostovskaya Oblast | 9.10% |
| 69 | Dagestan Rep. | 8.68% |
| 70 | Adygeya Rep. | 8.62% |
| 71 | Astrakhanskaya Oblast | 8.55% |
More on Rostovskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
Each saved copy is the file exactly as downloaded, kept so the figures can be checked even if the source changes. Report an error.