Poverty and living standards in Irkutskaya Oblast, Russia: official figures
Banks issued 14,521 mortgage loans to households in Irkutsk Oblast in 2025 (20th highest of 82 regions by number), down 38.4% on the 23,558 issued in 2024.
What is the average mortgage size in Irkutsk Oblast?
A typical new home loan in Irkutsk Oblast averaged 4.02 million roubles in 2025, 12.5% below the Russian average and 39th smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Irkutsk Oblast?
Mortgage lending in Irkutsk Oblast totalled 58.4 billion roubles in 2025, 1.31% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Irkutsk Oblast rising or falling in 2026?
From January to August 2026, 10,387 mortgages were issued in Irkutsk Oblast, up 35.8% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Irkutsk Oblast?
The weighted average interest rate on new rouble housing loans in Irkutsk Oblast was 10.10% in August 2026, compared with 8.02% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Irkutsk Oblast?
Housing loans granted in Irkutsk Oblast in August 2026 ran for 23.8 years on average (285 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Irkutskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Irkutskaya Oblast ranks 20 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 17 | Primorskiy Kray | 15,623 |
| 18 | Orenburgskaya Oblast | 14,916 |
| 19 | Stavropolskiy Kray | 14,770 |
| 20 | Irkutskaya Oblast | 14,521 |
| 21 | Udmurtiya Rep. | 14,501 |
| 22 | Voronezhskaya Oblast | 13,955 |
| 23 | Leningradskaya Oblast | 13,796 |
Average mortgage loan size (roubles) (2025)
Irkutskaya Oblast ranks 44 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 41 | Tverskaya Oblast | 4.08 million |
| 42 | Khakasiya Rep. | 4.04 million |
| 43 | Dagestan Rep. | 4.03 million |
| 44 | Irkutskaya Oblast | 4.02 million |
| 45 | Udmurtiya Rep. | 4.02 million |
| 46 | Ryazanskaya Oblast | 3.96 million |
| 47 | Sverdlovskaya Oblast | 3.95 million |
Average interest rate on new rouble housing loans (August 2026)
Irkutskaya Oblast ranks 47 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 44 | Khanty-mansyiskiy Okrug | 10.17% |
| 45 | Mordoviya Rep. | 10.17% |
| 46 | Chuvashiya Rep. | 10.12% |
| 47 | Irkutskaya Oblast | 10.10% |
| 48 | Kostromskaya Oblast | 10.03% |
| 49 | Permskaya Oblast | 9.99% |
| 50 | Chukotskiy Okrug | 9.96% |
More on Irkutskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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