Poverty and living standards in Nizhegorodskaya Oblast, Russia: official figures
Banks issued 17,672 mortgage loans to households in Nizhny Novgorod Oblast in 2025 (14th highest of 82 regions by number), down 24.0% on the 23,258 issued in 2024.
What is the average mortgage size in Nizhny Novgorod Oblast?
A typical new home loan in Nizhny Novgorod Oblast averaged 4.20 million roubles in 2025, 8.6% below the Russian average and 34th largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Nizhny Novgorod Oblast?
Mortgage lending in Nizhny Novgorod Oblast totalled 74.3 billion roubles in 2025, 1.67% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Nizhny Novgorod Oblast rising or falling in 2026?
From January to August 2026, 13,339 mortgages were issued in Nizhny Novgorod Oblast, up 52.0% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Nizhny Novgorod Oblast?
The weighted average interest rate on new rouble housing loans in Nizhny Novgorod Oblast was 10.64% in August 2026, compared with 8.29% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Nizhny Novgorod Oblast?
Housing loans granted in Nizhny Novgorod Oblast in August 2026 ran for 23.4 years on average (281 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Nizhegorodskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Nizhegorodskaya Oblast ranks 14 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 11 | Permskaya Oblast | 21,100 |
| 12 | Khanty-mansyiskiy Okrug | 18,765 |
| 13 | Krasnoyarskiy Kray | 18,610 |
| 14 | Nizhegorodskaya Oblast | 17,672 |
| 15 | Tyumenskaya Oblast | 16,926 |
| 16 | Samarskaya Oblast | 16,757 |
| 17 | Primorskiy Kray | 15,623 |
Average mortgage loan size (roubles) (2025)
Nizhegorodskaya Oblast ranks 34 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 31 | Belgorodskaya Oblast | 4.26 million |
| 32 | Kaliningradskaya Oblast | 4.25 million |
| 33 | Kurskaya Oblast | 4.25 million |
| 34 | Nizhegorodskaya Oblast | 4.20 million |
| 35 | Tulskaya Oblast | 4.19 million |
| 36 | Stavropolskiy Kray | 4.18 million |
| 37 | Chuvashiya Rep. | 4.13 million |
Average interest rate on new rouble housing loans (August 2026)
Nizhegorodskaya Oblast ranks 26 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 23 | Tulskaya Oblast | 10.70% |
| 24 | Moskovskaya Oblast | 10.69% |
| 25 | Tverskaya Oblast | 10.66% |
| 26 | Nizhegorodskaya Oblast | 10.64% |
| 27 | Kaluzhskaya Oblast | 10.62% |
| 28 | Ryazanskaya Oblast | 10.58% |
| 29 | Tambovskaya Oblast | 10.56% |
More on Nizhegorodskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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