Poverty and living standards in Samarskaya Oblast, Russia: official figures
Banks issued 16,757 mortgage loans to households in Samara Oblast in 2025 (16th highest of 82 regions by number), down 29.6% on the 23,815 issued in 2024.
What is the average mortgage size in Samara Oblast?
A typical new home loan in Samara Oblast averaged 3.90 million roubles in 2025, 15.2% below the Russian average and 32nd smallest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Samara Oblast?
Mortgage lending in Samara Oblast totalled 65.4 billion roubles in 2025, 1.47% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Samara Oblast rising or falling in 2026?
From January to August 2026, 12,852 mortgages were issued in Samara Oblast, up 53.6% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Samara Oblast?
The weighted average interest rate on new rouble housing loans in Samara Oblast was 11.62% in August 2026, compared with 8.48% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Samara Oblast?
Housing loans granted in Samara Oblast in August 2026 ran for 23.3 years on average (280 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Samarskaya Oblast compares with other first-level divisions
Mortgage loans issued to households (2025)
Samarskaya Oblast ranks 16 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 13 | Krasnoyarskiy Kray | 18,610 |
| 14 | Nizhegorodskaya Oblast | 17,672 |
| 15 | Tyumenskaya Oblast | 16,926 |
| 16 | Samarskaya Oblast | 16,757 |
| 17 | Primorskiy Kray | 15,623 |
| 18 | Orenburgskaya Oblast | 14,916 |
| 19 | Stavropolskiy Kray | 14,770 |
Average mortgage loan size (roubles) (2025)
Samarskaya Oblast ranks 51 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 48 | Bryanskaya Oblast | 3.93 million |
| 49 | Lipetskaya Oblast | 3.92 million |
| 50 | Volgogradskaya Oblast | 3.92 million |
| 51 | Samarskaya Oblast | 3.90 million |
| 52 | Mariy-el Rep. | 3.90 million |
| 53 | Arkhangelskaya Oblast | 3.88 million |
| 54 | Permskaya Oblast | 3.88 million |
Average interest rate on new rouble housing loans (August 2026)
Samarskaya Oblast ranks 4 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 1 | Chechnya Rep. | 14.75% |
| 2 | Ingushetiya Rep. | 12.81% |
| 3 | Smolenskaya Oblast | 11.73% |
| 4 | Samarskaya Oblast | 11.62% |
| 5 | Saratovskaya Oblast | 11.50% |
| 6 | Moskva | 11.30% |
| 7 | Ulyanovskaya Oblast | 11.26% |
More on Samarskaya Oblast: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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