Poverty and living standards in Moskva, Russia: official figures
Banks issued 71,972 mortgage loans to households in Moscow in 2025 (the highest of 82 regions by number), down 16.0% on the 85,692 issued in 2024.
What is the average mortgage size in Moscow?
A typical new home loan in Moscow averaged 7.64 million roubles in 2025, 66.1% above the Russian average and the largest of 82 regions.
Source: Bank of Russia · saved copyHow much mortgage lending was there in Moscow?
Mortgage lending in Moscow totalled 549.8 billion roubles in 2025, 12.35% of all mortgage lending in Russia that year.
Source: Bank of Russia · saved copyAre mortgages in Moscow rising or falling in 2026?
From January to August 2026, 48,116 mortgages were issued in Moscow, up 24.0% on the same months of 2025 (nationally the number rose 31.9%).
Source: Bank of Russia · saved copyWhat is the average mortgage rate in Moscow?
The weighted average interest rate on new rouble housing loans in Moscow was 11.30% in August 2026, compared with 8.73% a year earlier; the national rate was 10.09%.
Source: Bank of Russia · saved copyHow long are mortgages in Moscow?
Housing loans granted in Moscow in August 2026 ran for 23.9 years on average (287 months), against 23.8 years nationally.
Source: Bank of Russia · saved copyHow Moskva compares with other first-level divisions
Mortgage loans issued to households (2025)
Moskva ranks 1 of 82, highest first.
| Rank | Region | Mortgage loans issued to households |
|---|---|---|
| 1 | Moskva | 71,972 |
| 2 | Moskovskaya Oblast | 56,798 |
| 3 | Sankt-peterburg | 43,803 |
| 4 | Krasnodarskiy Kray | 36,899 |
| 5 | Sverdlovskaya Oblast | 36,472 |
| 6 | Bashkortostan Rep. | 36,418 |
| 7 | Tatarstan Rep. | 33,757 |
Average mortgage loan size (roubles) (2025)
Moskva ranks 1 of 82, highest first.
| Rank | Region | Average mortgage loan size (roubles) |
|---|---|---|
| 1 | Moskva | 7.64 million |
| 2 | Kalmykiya Rep. | 6.18 million |
| 3 | Moskovskaya Oblast | 6.14 million |
| 4 | Sankt-peterburg | 5.73 million |
| 5 | Sakhalinskaya Oblast | 5.36 million |
| 6 | Amurskaya Oblast | 5.03 million |
| 7 | Leningradskaya Oblast | 4.97 million |
Average interest rate on new rouble housing loans (August 2026)
Moskva ranks 6 of 82, highest first.
| Rank | Region | Average interest rate on new rouble housing loans |
|---|---|---|
| 3 | Smolenskaya Oblast | 11.73% |
| 4 | Samarskaya Oblast | 11.62% |
| 5 | Saratovskaya Oblast | 11.50% |
| 6 | Moskva | 11.30% |
| 7 | Ulyanovskaya Oblast | 11.26% |
| 8 | Komi Rep. | 11.20% |
| 9 | Karatchayevo-cherkesiya Rep. | 11.07% |
More on Moskva: overview · economy and jobs · government budget · government and politics · Russia
Sources
- Bank of Russia: Volume of mortgage housing loans granted to resident individuals, by federal subject, monthly (million roubles), read 23 October 2026 · saved copy (SHA-256 dd8b0b9c3a28…)
- Bank of Russia: Weighted average term and interest rate on housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 c79bc01eed4d…)
- Bank of Russia: Number of mortgage housing loans granted to resident individuals, by federal subject, monthly, read 23 October 2026 · saved copy (SHA-256 aaf91ddb85b3…)
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