State IntegrityReceipts, not verdicts

Warwick: spending, reserves and debt

Warwick is a district council in the West Midlands with about 157,925 residents (ONS, mid-2025).

Key figures

Net spending on services, 2024-25
£25.3 million
£160 per resident · MHCLG revenue outturn
Reserves, 31 March 2025
£26.3 million
unallocated and earmarked · MHCLG revenue outturn
Borrowing, 31 March 2026
£296.6 million
outstanding · £1,878 per resident · MHCLG
Investments, 31 March 2026
£27.2 million
outstanding · MHCLG
Band D, 2026-27
£2,461.55
area average, all precepts · MHCLG
Population, mid-2025
157,925

What the figures show

MHCLG's borrowing and investment table shows £296.6 million of outstanding borrowing at 31 March 2026, against investments of £27.2 million. At 31 March 2010 it had no outstanding borrowing. The latest quarter, to 30 June 2026, shows £296.6 million.

Divided by the ONS mid-2025 population estimate of 157,925, borrowing comes to £1,878 per resident, the highest of the 19 district councils in the West Midlands with money pages here.

MHCLG records net spending on services of £25.3 million by Warwick in 2024-25; environment and regulation (including waste) was the biggest single service, at 35% of the services that cost money.

That is up 0.4% on 2023-24 and up 72% on 2017-18, in cash terms (not adjusted for inflation).

At 31 March 2025 the council held £26.3 million in unallocated and earmarked reserves (£0 unallocated, £26.3 million earmarked for set purposes), excluding schools and public health reserves. Over the year to 31 March 2025 reserves rose by £8.9 million. The peak in this series was £37.9 million at 31 March 2021.

For 2026-27, the average Band D bill in the area is £2,461.55, +4.5% on 2025-26 and 4.3 times the £577.13 of 1993-94. On the statutory proportions that means £1,641.03 in Band A and £4,923.10 in Band H.

Warwick spending by service, 2024-25

ServiceNet spending, 2024-25Share of services that cost moneyPer resident
Environment and regulation (including waste)£9.6 million35.2%£61.10
Central services£5.3 million19.3%£33.44
Culture and leisure£5.0 million18.1%£31.43
Planning and development£4.9 million18.0%£31.27
Housing (not council housing)£2.5 million9.3%£16.13
Public health£41,0000.1%£0.26
Highways and transport−£2.2 millionnet income£-13.70
Total£25.3 million£159.92
£25.3 million£0 2017-182024-25
Warwick net spending, 2017-18 to 2024-25.
£37.9 million£0 Mar 2018Mar 2025
Warwick reserves, 31 March 2018 to 31 March 2025.
£296.6 million£0 Mar 2010Mar 2026
Warwick borrowing, 31 March 2010 to 31 March 2026.
£2,462£0 1993-942026-27
Warwick Band D, 1993-94 to 2026-27.

History

Warwick: net spending by year
YearNet spending
2017-18£14.7 million
2018-19£17.2 million
2019-20£16.9 million
2020-21£20.0 million
2021-22£19.4 million
2022-23£23.5 million
2023-24£25.1 million
2024-25£25.3 million
Warwick: reserves at 31 March
DateReserves
31 March 2018£18.6 million
31 March 2019£20.8 million
31 March 2020£24.3 million
31 March 2021£37.9 million
31 March 2022£35.8 million
31 March 2023£23.6 million
31 March 2024£17.4 million
31 March 2025£26.3 million
Warwick: borrowing and investments
DateBorrowingInvestments
31 March 2010£0£46.4 million
31 March 2011£0£32.7 million
31 March 2012£136.2 million£37.2 million
31 March 2013£136.2 million£38.5 million
31 March 2014£136.2 million£52.5 million
31 March 2015£136.2 million£54.9 million
31 March 2016£136.2 million£60.0 million
31 March 2017£136.2 million£70.6 million
31 March 2018£136.2 million£81.6 million
31 March 2019£136.2 million£73.9 million
31 March 2020£148.2 million£71.8 million
31 March 2021£148.2 million£53.4 million
31 March 2022£268.2 million£75.2 million
31 March 2023£268.2 million£38.2 million
31 March 2024£238.2 million£28.1 million
31 March 2025£259.4 million£25.7 million
31 March 2026£296.6 million£27.2 million
Warwick: Band D by year
YearArea Band DCouncil's own Band D
1993-94£577.13not published
1994-95£599.63not published
1995-96£615.38not published
1996-97£654.20£75.62
1997-98£694.83£81.00
1998-99£754.33£86.76
1999-00£803.71£80.78
2000-01£849.35£84.42
2001-02£900.07£90.04
2002-03£1,015.60£99.94
2003-04£1,101.79£105.74
2004-05£1,178.20£114.29
2005-06£1,218.22£119.94
2006-07£1,279.14£125.87
2007-08£1,342.17£132.09
2008-09£1,408.23£138.03
2009-10£1,462.52£143.28
2010-11£1,496.60£146.86
2011-12£1,497.17£146.86
2012-13£1,504.96£146.86
2013-14£1,506.20£146.86
2014-15£1,533.84£146.86
2015-16£1,560.49£146.86
2016-17£1,618.03£151.86
2017-18£1,674.52£156.86
2018-19£1,758.04£161.86
2019-20£1,855.79£166.86
2020-21£1,929.57£171.86
2021-22£1,996.18£176.86
2022-23£2,066.00£176.86
2023-24£2,144.31£176.86
2024-25£2,247.66£182.15
2025-26£2,356.53£187.60
2026-27£2,461.55£193.21

Warwick figures as CSV · What each figure measures

Warwick council tax bands, 2026-27

Worked out from Band D (£2,461.55) at the proportions in section 5 of the Local Government Finance Act 1992; area averages.

BandAnnual amount
Band A£1,641.03
Band B£1,914.54
Band C£2,188.04
Band D£2,461.55
Band E£3,008.56
Band F£3,555.57
Band G£4,102.58
Band H£4,923.10

Who has power over Warwick

Every body that makes decisions for Warwick, from the street up to the G20. Each one links to its page on the official record. How the ten levels work.

  1. Level 1: Neighbourhood and community power

    Residents' and tenants' groups, neighbourhood forums and local policing panels.

  2. Level 2: Parish, town and community councils

    Parish, town and community councils, where the area has them, sit below the council.

  3. Level 3: Local councils

  4. Level 5: Devolved and state governments

    England has no devolved parliament of its own: its laws are made by the UK Parliament.

  5. Level 6: National government

  6. Level 7: Regional blocs and supranational bodies

  7. Level 8: The UN and global treaty bodies

  8. Level 9: The IMF, World Bank and global finance

    • International Monetary Fund (IMF) The UK has been a member since 27 December 1945 and has a quota of SDR 20,155.1 million (IMF country page for the United Kingdom).
    • World Bank Group (WBG) The UK holds 3.75% of voting power in the IBRD (data as of 30 June 2026) and 6.92% in IDA (as of 30 June 2026), according to the World Bank's voting tables.
  9. Level 10: G7, G20, Davos and global forums

    • G7 The UK is one of the seven members.
    • G20 The UK is a G20 member.

Sources

MHCLG revenue outturn · MHCLG borrowing and investment table · MHCLG Band D table · ONS population, mid-2025. Read 15 October 2026; file fingerprints (SHA-256) are listed on the council money page.

More on Warwick

Figures checked 15 October 2026. Some figures on this page are older than the latest published year, or the page reads too much like another, so it is not yet listed for search engines. Link moved or figure out of date? Tell us.