Economy, jobs and prices in Kaluzhskaya Oblast, Russia: official figures
Bank loan debt of individuals in Kaluga Oblast stood at 253.1 billion roubles on 1 September 2026, having grown 5.9% in twelve months, while Russia as a whole saw +7.2%.
How much income is paid in Kaluga Oblast?
Employers and other tax agents in Kaluga Oblast paid individuals 336.8 billion roubles of taxable income in 2024, 0.35% of the Russian total (41st lowest of 82 regions).
Source: Federal Tax Service of Russia · saved copyHow much income tax is collected in Kaluga Oblast?
Personal income tax of 42.8 billion roubles was withheld from income paid in Kaluga Oblast in 2024, or 12.7% of the income paid.
Source: Federal Tax Service of Russia · saved copyHow indebted are households in Kaluga Oblast?
Household bank debt in Kaluga Oblast on 1 January 2025 equalled 73% of the taxable income paid in the region during 2024; by this ratio the region ranks 40th lowest of 82 regions.
Source: Bank of Russia · saved copyHow Kaluzhskaya Oblast compares with other first-level divisions
Taxable income paid to individuals by tax agents (2024)
Kaluzhskaya Oblast ranks 42 of 82, highest first.
| Rank | Region | Taxable income paid to individuals by tax agents |
|---|---|---|
| 39 | Amurskaya Oblast | 346.7 billion roubles |
| 40 | Tomskaya Oblast | 343.8 billion roubles |
| 41 | Lipetskaya Oblast | 337.8 billion roubles |
| 42 | Kaluzhskaya Oblast | 336.8 billion roubles |
| 43 | Sakhalinskaya Oblast | 330.6 billion roubles |
| 44 | Tverskaya Oblast | 315.3 billion roubles |
| 45 | Arkhangelskaya Oblast | 303.0 billion roubles |
Overdue share of household bank debt (1 September 2026)
Kaluzhskaya Oblast ranks 37 of 82, highest first.
| Rank | Region | Overdue share of household bank debt |
|---|---|---|
| 34 | Komi Rep. | 5.1% |
| 35 | Bashkortostan Rep. | 5.0% |
| 36 | Chelyabinskaya Oblast | 5.0% |
| 37 | Kaluzhskaya Oblast | 5.0% |
| 38 | Kalmykiya Rep. | 5.0% |
| 39 | Yaroslavskaya Oblast | 4.9% |
| 40 | Voronezhskaya Oblast | 4.9% |
Household bank debt as % of taxable income paid (2024/25)
Kaluzhskaya Oblast ranks 43 of 82, highest first.
| Rank | Region | Household bank debt as % of taxable income paid |
|---|---|---|
| 40 | Karelya Rep. | 75% |
| 41 | Leningradskaya Oblast | 73% |
| 42 | Primorskiy Kray | 73% |
| 43 | Kaluzhskaya Oblast | 73% |
| 44 | Permskaya Oblast | 73% |
| 45 | Novgorodskaya Oblast | 71% |
| 46 | Tatarstan Rep. | 71% |
More on Kaluzhskaya Oblast: overview · poverty and living standards · government budget · government and politics · Russia
Sources
- Federal Tax Service of Russia: Tax base and structure of personal income tax withheld by tax agents (form 5-NDFL), by federal subject, 2024, read 23 October 2026 · saved copy (SHA-256 594a8b03ba8a…)
- Bank of Russia: Debt (including overdue debt) on loans granted to resident individuals, by federal subject (million roubles), read 23 October 2026 · saved copy (SHA-256 209135e4da84…)
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