State IntegrityReceipts, not verdicts

Sandwell: spending, reserves and debt

Sandwell is a metropolitan borough council in the West Midlands with about 352,918 residents (ONS, mid-2025).

Key figures

Net spending on services, 2024-25
£661.0 million
£1,873 per resident · MHCLG revenue outturn
Reserves, 31 March 2025
£170.6 million
unallocated and earmarked · MHCLG revenue outturn
Borrowing, 31 March 2026
£486.4 million
outstanding · £1,378 per resident · MHCLG
Investments, 31 March 2026
£44.9 million
outstanding · MHCLG
Band D, 2026-27
£2,244.46
area average, all precepts · MHCLG
Population, mid-2025
352,918

What the figures show

Sandwell spent £661.0 million on services in 2024-25, MHCLG reports. The largest item was education at £285.3 million, followed by adult social care at £143.7 million.

In cash terms the total was 12.6% lower than in 2023-24, and 26% higher than the £522.8 million of 2017-18.

At 31 March 2025 the council held £170.6 million in unallocated and earmarked reserves (£22.6 million unallocated, £148.0 million earmarked for set purposes), excluding schools and public health reserves. That is £28.1 million more than a year earlier (+20%). The peak in this series was £210.8 million at 31 March 2022.

MHCLG's borrowing and investment table shows £486.4 million of outstanding borrowing at 31 March 2026, against investments of £44.9 million. That is below the £609.4 million recorded at 31 March 2010. The latest quarter, to 30 June 2026, shows £487.4 million.

That is £1,378 for each resident, dividing the borrowing figure by the ONS mid-2025 population estimate (352,918), 8th highest of the 11 unitary, metropolitan and London borough councils in the West Midlands with money pages here.

For 2026-27, the average Band D bill in the area is £2,244.46, +5.2% on 2025-26 and 3.7 times the £610.88 of 1993-94. On the statutory proportions that means £1,496.31 in Band A and £4,488.92 in Band H.

Sandwell spending by service, 2024-25

ServiceNet spending, 2024-25Share of services that cost moneyPer resident
Education£285.3 million43.2%£808.43
Adult social care£143.7 million21.7%£407.21
Children's social care£107.3 million16.2%£304.14
Environment and regulation (including waste)£37.2 million5.6%£105.40
Public health£29.9 million4.5%£84.76
Central services£22.0 million3.3%£62.30
Planning and development£13.8 million2.1%£39.23
Culture and leisure£10.8 million1.6%£30.69
Highways and transport£6.6 million1.0%£18.59
Housing (not council housing)£4.3 million0.7%£12.26
Total£661.0 million£1,873.00
£756.5 million£0 2017-182024-25
Sandwell net spending, 2017-18 to 2024-25.
£210.8 million£0 Mar 2018Mar 2025
Sandwell reserves, 31 March 2018 to 31 March 2025.
£609.4 million£0 Mar 2010Mar 2026
Sandwell borrowing, 31 March 2010 to 31 March 2026.
£2,244£0 1993-942026-27
Sandwell Band D, 1993-94 to 2026-27.

History

Sandwell: net spending by year
YearNet spending
2017-18£522.8 million
2018-19£540.2 million
2019-20£571.8 million
2020-21£577.0 million
2021-22£625.6 million
2022-23£632.2 million
2023-24£756.5 million
2024-25£661.0 million
Sandwell: reserves at 31 March
DateReserves
31 March 2018£92.0 million
31 March 2019£81.9 million
31 March 2020£78.5 million
31 March 2021£149.7 million
31 March 2022£210.8 million
31 March 2023£86.5 million
31 March 2024£142.5 million
31 March 2025£170.6 million
Sandwell: borrowing and investments
DateBorrowingInvestments
31 March 2010£609.4 million£82.0 million
31 March 2011£606.9 million£44.2 million
31 March 2012£543.8 million£26.8 million
31 March 2013£546.9 million£10.0 million
31 March 2014£556.6 million£30.0 million
31 March 2015£555.5 million£40.6 million
31 March 2016£535.0 million£37.0 million
31 March 2017£523.4 million£38.3 million
31 March 2018£538.0 million£41.4 million
31 March 2019£517.6 million£42.8 million
31 March 2020£484.8 million£48.0 million
31 March 2021£481.6 million£31.7 million
31 March 2022£475.6 million£51.1 million
31 March 2023£470.6 million£30.7 million
31 March 2024£437.3 million£39.0 million
31 March 2025£441.7 million£41.1 million
31 March 2026£486.4 million£44.9 million
Sandwell: Band D by year
YearArea Band DCouncil's own Band D
1993-94£610.88not published
1994-95£628.88not published
1995-96£650.25not published
1996-97£679.23£610.82
1997-98£745.79£668.19
1998-99£800.47£725.86
1999-00£856.01£776.64
2000-01£898.04£814.25
2001-02£963.67£876.03
2002-03£1,028.02£932.97
2003-04£1,094.65£987.00
2004-05£1,125.15£1,005.75
2005-06£1,174.89£1,050.01
2006-07£1,210.13£1,079.40
2007-08£1,247.68£1,111.78
2008-09£1,283.83£1,143.42
2009-10£1,308.93£1,164.05
2010-11£1,323.01£1,175.73
2011-12£1,323.01£1,175.73
2012-13£1,323.01£1,175.73
2013-14£1,330.98£1,175.73
2014-15£1,334.07£1,175.73
2015-16£1,337.22£1,175.73
2016-17£1,390.22£1,222.64
2017-18£1,457.33£1,283.64
2018-19£1,535.10£1,347.71
2019-20£1,614.63£1,401.48
2020-21£1,681.77£1,457.41
2021-22£1,741.57£1,500.98
2022-23£1,831.46£1,575.88
2023-24£1,930.09£1,654.52
2024-25£2,027.83£1,737.08
2025-26£2,133.45£1,823.76
2026-27£2,244.46£1,914.77

Sandwell figures as CSV · What each figure measures

Sandwell council tax bands, 2026-27

Worked out from Band D (£2,244.46) at the proportions in section 5 of the Local Government Finance Act 1992; area averages.

BandAnnual amount
Band A£1,496.31
Band B£1,745.69
Band C£1,995.08
Band D£2,244.46
Band E£2,743.23
Band F£3,242.00
Band G£3,740.77
Band H£4,488.92

Who has power over Sandwell

Every body that makes decisions for Sandwell, from the street up to the G20. Each one links to its page on the official record. How the ten levels work.

  1. Level 1: Neighbourhood and community power

    Residents' and tenants' groups, neighbourhood forums and local policing panels.

  2. Level 2: Parish, town and community councils

    Parish, town and community councils, where the area has them, sit below the council.

  3. Level 3: Local councils

  4. Level 5: Devolved and state governments

    England has no devolved parliament of its own: its laws are made by the UK Parliament.

  5. Level 6: National government

  6. Level 7: Regional blocs and supranational bodies

  7. Level 8: The UN and global treaty bodies

  8. Level 9: The IMF, World Bank and global finance

    • International Monetary Fund (IMF) The UK has been a member since 27 December 1945 and has a quota of SDR 20,155.1 million (IMF country page for the United Kingdom).
    • World Bank Group (WBG) The UK holds 3.75% of voting power in the IBRD (data as of 30 June 2026) and 6.92% in IDA (as of 30 June 2026), according to the World Bank's voting tables.
  9. Level 10: G7, G20, Davos and global forums

    • G7 The UK is one of the seven members.
    • G20 The UK is a G20 member.

Sources

MHCLG revenue outturn · MHCLG borrowing and investment table · MHCLG Band D table · ONS population, mid-2025. Read 15 October 2026; file fingerprints (SHA-256) are listed on the council money page.

More on Sandwell

Figures checked 15 October 2026. Some figures on this page are older than the latest published year, or the page reads too much like another, so it is not yet listed for search engines. Link moved or figure out of date? Tell us.