State IntegrityReceipts, not verdicts

Gloucester: spending, reserves and debt

Gloucester is a district council in the South West with about 138,565 residents (ONS, mid-2025).

Key figures

Net spending on services, 2025-26
£15.2 million
£110 per resident · MHCLG revenue outturn
Reserves, 31 March 2026
£1.2 million
unallocated and earmarked · MHCLG revenue outturn
Borrowing, 31 March 2026
£255.2 million
outstanding · £1,841 per resident · MHCLG
Investments, 31 March 2026
£9.3 million
outstanding · MHCLG
Band D, 2026-27
£2,355.84
area average, all precepts · MHCLG
Population, mid-2025
138,565

What the figures show

MHCLG's borrowing and investment table shows £255.2 million of outstanding borrowing at 31 March 2026, against investments of £9.3 million. Borrowing is 3.7 times its level at 31 March 2010 (£69.3 million). The latest quarter, to 30 June 2026, shows £272.7 million.

Divided by the ONS mid-2025 population estimate of 138,565, borrowing comes to £1,841 per resident, the highest of the 14 district councils in the South West with money pages here.

MHCLG records net spending on services of £15.2 million by Gloucester in 2025-26; environment and regulation (including waste) was the biggest single service, at 33% of the services that cost money.

In cash terms the total was 9.3% higher than in 2024-25, and 14% lower than the £17.6 million of 2017-18.

At 31 March 2026 the council held £1.2 million in unallocated and earmarked reserves (£0 unallocated, £1.2 million earmarked for set purposes), excluding schools and public health reserves. Over the year to 31 March 2026 reserves fell by £792,000. It is the lowest year-end figure since the series began in 2018.

For 2026-27, the average Band D bill in the area is £2,355.84, +4.9% on 2025-26 and 4.5 times the £528.75 of 1993-94. On the statutory proportions that means £1,570.56 in Band A and £4,711.68 in Band H.

GOV.UK lists Gloucester among councils given Exceptional Financial Support in 2026-27; the amounts as published are in the table below.

Gloucester spending by service, 2025-26

ServiceNet spending, 2025-26Share of services that cost moneyPer resident
Environment and regulation (including waste)£6.5 million33.1%£47.08
Housing (not council housing)£4.8 million24.4%£34.73
Central services£4.6 million23.2%£32.91
Culture and leisure£3.8 million19.3%£27.41
Highways and transport−£1.4 millionnet income£-9.97
Planning and development−£3.1 millionnet income£-22.59
Total£15.2 million£109.57
£18.0 million£0 2017-182025-26
Gloucester net spending, 2017-18 to 2025-26.
£15.2 million£0 Mar 2018Mar 2026
Gloucester reserves, 31 March 2018 to 31 March 2026.
£255.2 million£0 Mar 2010Mar 2026
Gloucester borrowing, 31 March 2010 to 31 March 2026.
£2,356£0 1993-942026-27
Gloucester Band D, 1993-94 to 2026-27.

History

Gloucester: net spending by year
YearNet spending
2017-18£17.6 million
2018-19£15.1 million
2019-20£18.0 million
2020-21£15.3 million
2021-22£11.8 million
2022-23£10.0 million
2023-24£15.2 million
2024-25£13.9 million
2025-26£15.2 million
Gloucester: reserves at 31 March
DateReserves
31 March 2018£5.8 million
31 March 2019£6.2 million
31 March 2020£5.5 million
31 March 2021£15.2 million
31 March 2022£8.5 million
31 March 2023£5.5 million
31 March 2024£4.5 million
31 March 2025£2.0 million
31 March 2026£1.2 million
Gloucester: borrowing and investments
DateBorrowingInvestments
31 March 2010£69.3 million£13.0 million
31 March 2011£87.9 million£29.0 million
31 March 2012£86.4 million£15.8 million
31 March 2013£74.8 million£6.0 million
31 March 2014£67.5 million£0
31 March 2015£69.3 million£33.6 million
31 March 2016£15.2 million£0
31 March 2017£19.7 million£0
31 March 2018£17.7 million£17.4 million
31 March 2019£20.1 million£19.1 million
31 March 2020£122.0 million£38.9 million
31 March 2021£107.4 million£4.0 million
31 March 2022£107.0 million£17.1 million
31 March 2023£153.9 million£13.5 million
31 March 2024£201.4 million£16.3 million
31 March 2025£243.7 million£7.1 million
31 March 2026£255.2 million£9.3 million
Gloucester: Band D by year
YearArea Band DCouncil's own Band D
1993-94£528.75not published
1994-95£556.88not published
1995-96£552.38not published
1996-97£575.11£69.35
1997-98£628.18£89.19
1998-99£701.00£103.56
1999-00£761.43£112.31
2000-01£830.14£115.09
2001-02£889.07£123.10
2002-03£975.74£132.29
2003-04£1,128.16£138.24
2004-05£1,198.30£149.20
2005-06£1,243.35£153.70
2006-07£1,288.58£158.29
2007-08£1,335.23£163.05
2008-09£1,399.35£169.41
2009-10£1,441.03£176.01
2010-11£1,476.51£180.42
2011-12£1,475.76£180.42
2012-13£1,475.87£180.42
2013-14£1,480.29£180.42
2014-15£1,484.41£180.42
2015-16£1,484.74£180.42
2016-17£1,535.94£185.42
2017-18£1,590.61£190.42
2018-19£1,661.37£196.13
2019-20£1,752.67£201.99
2020-21£1,816.07£206.99
2021-22£1,897.79£211.99
2022-23£1,955.13£216.99
2023-24£2,049.27£223.48
2024-25£2,145.30£230.16
2025-26£2,246.16£237.04
2026-27£2,355.84£244.13

Gloucester figures as CSV · What each figure measures

Gloucester council tax bands, 2026-27

Worked out from Band D (£2,355.84) at the proportions in section 5 of the Local Government Finance Act 1992; area averages.

BandAnnual amount
Band A£1,570.56
Band B£1,832.32
Band C£2,094.08
Band D£2,355.84
Band E£2,879.36
Band F£3,402.88
Band G£3,926.40
Band H£4,711.68

Section 114 notices and Exceptional Financial Support

GOV.UK publishes a page for each year listing the councils given Exceptional Financial Support (permission to use capital money or borrowing to meet day-to-day costs). Gloucester appears in these years, with the wording as published:

YearAs published on GOV.UK
2026-27£9.05m (support agreed in-principle); £2.56m (support agreed in-principle for 2025-26); £3.89m (support agreed in-principle for 2024-25)

Who has power over Gloucester

Every body that makes decisions for Gloucester, from the street up to the G20. Each one links to its page on the official record. How the ten levels work.

  1. Level 1: Neighbourhood and community power

    Residents' and tenants' groups, neighbourhood forums and local policing panels.

  2. Level 2: Parish, town and community councils

    Parish, town and community councils, where the area has them, sit below the council.

  3. Level 3: Local councils

  4. Level 5: Devolved and state governments

    England has no devolved parliament of its own: its laws are made by the UK Parliament.

  5. Level 6: National government

  6. Level 7: Regional blocs and supranational bodies

  7. Level 8: The UN and global treaty bodies

  8. Level 9: The IMF, World Bank and global finance

    • International Monetary Fund (IMF) The UK has been a member since 27 December 1945 and has a quota of SDR 20,155.1 million (IMF country page for the United Kingdom).
    • World Bank Group (WBG) The UK holds 3.75% of voting power in the IBRD (data as of 30 June 2026) and 6.92% in IDA (as of 30 June 2026), according to the World Bank's voting tables.
  9. Level 10: G7, G20, Davos and global forums

    • G7 The UK is one of the seven members.
    • G20 The UK is a G20 member.

Sources

MHCLG revenue outturn · MHCLG borrowing and investment table · MHCLG Band D table · ONS population, mid-2025. Read 15 October 2026; file fingerprints (SHA-256) are listed on the council money page.

More on Gloucester

Figures checked 15 October 2026. Link moved or figure out of date? Tell us.