State IntegrityReceipts, not verdicts

Chorley: spending, reserves and debt

Chorley is a district council in the North West with about 121,814 residents (ONS, mid-2025).

Key figures

Net spending on services, 2025-26
£13.1 million
£108 per resident · MHCLG revenue outturn
Reserves, 31 March 2026
£14.5 million
unallocated and earmarked · MHCLG revenue outturn
Borrowing, 31 March 2026
£83.0 million
outstanding · £681 per resident · MHCLG
Investments, 31 March 2026
£11.2 million
outstanding · MHCLG
Band D, 2026-27
£2,430.23
area average, all precepts · MHCLG
Population, mid-2025
121,814

What the figures show

Outstanding borrowing was £83.0 million at 31 March 2026, from the MHCLG borrowing and investment table, against investments of £11.2 million. At 31 March 2010 it had no outstanding borrowing. The latest quarter, to 30 June 2026, shows £72.6 million.

Divided by the ONS mid-2025 population estimate of 121,814, borrowing comes to £681 per resident, the 2nd highest of the 12 district councils in the North West with money pages here.

Chorley spent £13.1 million on services in 2025-26, MHCLG reports. The largest item was environment and regulation (including waste) at £5.6 million, followed by culture and leisure at £4.8 million.

That is down 17.6% on 2024-25 and up 2% on 2017-18, in cash terms (not adjusted for inflation).

At 31 March 2026 the council held £14.5 million in unallocated and earmarked reserves (£4.6 million unallocated, £9.9 million earmarked for set purposes), excluding schools and public health reserves. That is £2.8 million more than a year earlier (+24%). The peak in this series was £16.6 million at 31 March 2021.

For 2026-27, the average Band D bill in the area is £2,430.23, +3.7% on 2025-26 and 4.0 times the £613.13 of 1993-94. On the statutory proportions that means £1,620.15 in Band A and £4,860.46 in Band H.

Chorley spending by service, 2025-26

ServiceNet spending, 2025-26Share of services that cost moneyPer resident
Environment and regulation (including waste)£5.6 million34.1%£45.70
Culture and leisure£4.8 million29.4%£39.45
Central services£4.6 million28.1%£37.66
Housing (not council housing)£1.2 million7.3%£9.79
Public health£190,0001.2%£1.56
Highways and transport−£456,000net income£-3.74
Planning and development−£2.7 millionnet income£-22.56
Total£13.1 million£107.85
£16.4 million£0 2017-182025-26
Chorley net spending, 2017-18 to 2025-26.
£16.6 million£0 Mar 2018Mar 2026
Chorley reserves, 31 March 2018 to 31 March 2026.
£86.8 million£0 Mar 2010Mar 2026
Chorley borrowing, 31 March 2010 to 31 March 2026.
£2,430£0 1993-942026-27
Chorley Band D, 1993-94 to 2026-27.

History

Chorley: net spending by year
YearNet spending
2017-18£12.9 million
2018-19£14.3 million
2019-20£13.3 million
2020-21£13.0 million
2021-22£14.1 million
2022-23£14.9 million
2023-24£16.4 million
2024-25£15.9 million
2025-26£13.1 million
Chorley: reserves at 31 March
DateReserves
31 March 2018£12.3 million
31 March 2019£10.1 million
31 March 2020£11.5 million
31 March 2021£16.6 million
31 March 2022£15.9 million
31 March 2023£12.3 million
31 March 2024£10.2 million
31 March 2025£11.6 million
31 March 2026£14.5 million
Chorley: borrowing and investments
DateBorrowingInvestments
31 March 2010£0£383,000
31 March 2011£0£7.6 million
31 March 2012£0£9.1 million
31 March 2013£0£14.0 million
31 March 2014£15.1 million£3.5 million
31 March 2015£12.8 million£1.3 million
31 March 2016£12.9 million£940,000
31 March 2017£18.9 million£1.2 million
31 March 2018£15.4 million£1.6 million
31 March 2019£14.0 million£2.5 million
31 March 2020£58.0 million£9.5 million
31 March 2021£62.2 million£9.1 million
31 March 2022£60.3 million£9.5 million
31 March 2023£78.3 million£1.3 million
31 March 2024£86.5 million£4.5 million
31 March 2025£86.8 million£11.5 million
31 March 2026£83.0 million£11.2 million
Chorley: Band D by year
YearArea Band DCouncil's own Band D
1993-94£613.13not published
1994-95£650.25not published
1995-96£650.25not published
1996-97£685.68£75.09
1997-98£730.00£80.09
1998-99£831.33£95.40
1999-00£897.02£99.70
2000-01£946.32£106.20
2001-02£987.23£115.12
2002-03£1,065.23£125.34
2003-04£1,180.25£144.59
2004-05£1,244.05£155.99
2005-06£1,285.70£163.62
2006-07£1,351.59£171.53
2007-08£1,416.85£171.53
2008-09£1,464.36£174.88
2009-10£1,509.37£179.65
2010-11£1,514.70£179.58
2011-12£1,514.37£179.58
2012-13£1,515.40£177.77
2013-14£1,496.29£177.41
2014-15£1,521.75£177.41
2015-16£1,546.56£177.41
2016-17£1,595.14£177.41
2017-18£1,651.54£180.96
2018-19£1,744.54£186.37
2019-20£1,827.93£191.94
2020-21£1,893.26£190.92
2021-22£1,969.43£194.74
2022-23£2,048.35£199.66
2023-24£2,133.12£203.63
2024-25£2,233.81£209.72
2025-26£2,342.85£215.99
2026-27£2,430.23£215.99

Chorley figures as CSV · What each figure measures

Chorley council tax bands, 2026-27

Worked out from Band D (£2,430.23) at the proportions in section 5 of the Local Government Finance Act 1992; area averages.

BandAnnual amount
Band A£1,620.15
Band B£1,890.18
Band C£2,160.20
Band D£2,430.23
Band E£2,970.28
Band F£3,510.33
Band G£4,050.38
Band H£4,860.46

Who has power over Chorley

Every body that makes decisions for Chorley, from the street up to the G20. Each one links to its page on the official record. How the ten levels work.

  1. Level 1: Neighbourhood and community power

    Residents' and tenants' groups, neighbourhood forums and local policing panels.

  2. Level 2: Parish, town and community councils

    Parish, town and community councils, where the area has them, sit below the council.

  3. Level 3: Local councils

  4. Level 5: Devolved and state governments

    England has no devolved parliament of its own: its laws are made by the UK Parliament.

  5. Level 6: National government

  6. Level 7: Regional blocs and supranational bodies

  7. Level 8: The UN and global treaty bodies

  8. Level 9: The IMF, World Bank and global finance

    • International Monetary Fund (IMF) The UK has been a member since 27 December 1945 and has a quota of SDR 20,155.1 million (IMF country page for the United Kingdom).
    • World Bank Group (WBG) The UK holds 3.75% of voting power in the IBRD (data as of 30 June 2026) and 6.92% in IDA (as of 30 June 2026), according to the World Bank's voting tables.
  9. Level 10: G7, G20, Davos and global forums

    • G7 The UK is one of the seven members.
    • G20 The UK is a G20 member.

Sources

MHCLG revenue outturn · MHCLG borrowing and investment table · MHCLG Band D table · ONS population, mid-2025. Read 15 October 2026; file fingerprints (SHA-256) are listed on the council money page.

More on Chorley

Figures checked 15 October 2026. Link moved or figure out of date? Tell us.