State IntegrityReceipts, not verdicts

Canterbury: spending, reserves and debt

Canterbury is a district council in the South East with about 162,612 residents (ONS, mid-2025).

Key figures

Net spending on services, 2025-26
£19.9 million
£123 per resident · MHCLG revenue outturn
Reserves, 31 March 2026
£49.5 million
unallocated and earmarked · MHCLG revenue outturn
Borrowing, 31 March 2026
£170.6 million
outstanding · £1,049 per resident · MHCLG
Investments, 31 March 2026
£16.5 million
outstanding · MHCLG
Band D, 2026-27
£2,419.33
area average, all precepts · MHCLG
Population, mid-2025
162,612

What the figures show

At 31 March 2026 the council held £49.5 million in unallocated and earmarked reserves (£3.1 million unallocated, £46.4 million earmarked for set purposes), excluding schools and public health reserves. That is £13.7 million more than a year earlier (+38%). The peak in this series was £77.5 million at 31 March 2021.

MHCLG records net spending on services of £19.9 million by Canterbury in 2025-26; environment and regulation (including waste) was the biggest single service, at 36% of the services that cost money.

That is down 21.4% on 2024-25 and up 21% on 2017-18, in cash terms (not adjusted for inflation).

Outstanding borrowing was £170.6 million at 31 March 2026, from the MHCLG borrowing and investment table, against investments of £16.5 million. Borrowing is 6.7 times its level at 31 March 2010 (£25.5 million). The latest quarter, to 30 June 2026, shows £158.7 million.

Divided by the ONS mid-2025 population estimate of 162,612, borrowing comes to £1,049 per resident, 18th highest of the 51 district councils in the South East with money pages here.

For 2026-27, the average Band D bill in the area is £2,419.33, +4.2% on 2025-26 and 4.4 times the £544.50 of 1993-94. On the statutory proportions that means £1,612.89 in Band A and £4,838.66 in Band H.

Canterbury spending by service, 2025-26

ServiceNet spending, 2025-26Share of services that cost moneyPer resident
Environment and regulation (including waste)£9.3 million35.8%£57.46
Culture and leisure£4.5 million17.4%£27.96
Central services£4.5 million17.3%£27.80
Housing (not council housing)£3.9 million15.1%£24.15
Planning and development£3.7 million14.4%£23.02
Highways and transport−£6.1 millionnet income£-37.78
Total£19.9 million£122.60
£25.4 million£0 2017-182025-26
Canterbury net spending, 2017-18 to 2025-26.
£77.5 million£0 Mar 2018Mar 2026
Canterbury reserves, 31 March 2018 to 31 March 2026.
£222.2 million£0 Mar 2010Mar 2026
Canterbury borrowing, 31 March 2010 to 31 March 2026.
£2,419£0 1993-942026-27
Canterbury Band D, 1993-94 to 2026-27.

History

Canterbury: net spending by year
YearNet spending
2017-18£16.5 million
2018-19£19.3 million
2019-20£19.8 million
2020-21£21.2 million
2021-22£23.9 million
2022-23£19.0 million
2023-24£20.5 million
2024-25£25.4 million
2025-26£19.9 million
Canterbury: reserves at 31 March
DateReserves
31 March 2018£22.2 million
31 March 2019£21.7 million
31 March 2020£21.1 million
31 March 2021£77.5 million
31 March 2022£36.2 million
31 March 2023£34.1 million
31 March 2024£33.9 million
31 March 2025£35.7 million
31 March 2026£49.5 million
Canterbury: borrowing and investments
DateBorrowingInvestments
31 March 2010£25.5 million£18.0 million
31 March 2011£39.5 million£20.5 million
31 March 2012£136.2 million£20.1 million
31 March 2013£135.6 million£27.0 million
31 March 2014£126.8 million£26.1 million
31 March 2015£117.7 million£33.8 million
31 March 2016£109.0 million£35.5 million
31 March 2017£182.1 million£45.7 million
31 March 2018£222.2 million£15.7 million
31 March 2019£219.5 million£11.1 million
31 March 2020£217.8 million£9.5 million
31 March 2021£207.2 million£5.6 million
31 March 2022£186.1 million£32.5 million
31 March 2023£177.9 million£15.3 million
31 March 2024£181.3 million£5.2 million
31 March 2025£182.6 million£12.6 million
31 March 2026£170.6 million£16.5 million
Canterbury: Band D by year
YearArea Band DCouncil's own Band D
1993-94£544.50not published
1994-95£576.00not published
1995-96£588.38not published
1996-97£610.79£95.15
1997-98£636.75£93.37
1998-99£700.02£95.16
1999-00£756.37£97.47
2000-01£816.26£103.33
2001-02£868.52£109.26
2002-03£955.56£118.89
2003-04£1,082.79£128.25
2004-05£1,157.79£143.64
2005-06£1,202.01£149.21
2006-07£1,258.34£154.71
2007-08£1,316.86£159.39
2008-09£1,371.81£166.95
2009-10£1,412.37£174.42
2010-11£1,443.99£178.65
2011-12£1,444.31£178.65
2012-13£1,444.61£178.65
2013-14£1,451.88£182.08
2014-15£1,479.87£185.67
2015-16£1,509.21£189.36
2016-17£1,565.67£194.31
2017-18£1,622.88£199.26
2018-19£1,702.08£205.20
2019-20£1,797.33£211.32
2020-21£1,866.22£216.27
2021-22£1,955.91£221.22
2022-23£2,014.71£226.17
2023-24£2,114.65£232.92
2024-25£2,214.97£239.89
2025-26£2,321.73£247.05
2026-27£2,419.33£254.43

Canterbury figures as CSV · What each figure measures

Canterbury council tax bands, 2026-27

Worked out from Band D (£2,419.33) at the proportions in section 5 of the Local Government Finance Act 1992; area averages.

BandAnnual amount
Band A£1,612.89
Band B£1,881.70
Band C£2,150.52
Band D£2,419.33
Band E£2,956.96
Band F£3,494.59
Band G£4,032.22
Band H£4,838.66

Who has power over Canterbury

Every body that makes decisions for Canterbury, from the street up to the G20. Each one links to its page on the official record. How the ten levels work.

  1. Level 1: Neighbourhood and community power

    Residents' and tenants' groups, neighbourhood forums and local policing panels.

  2. Level 2: Parish, town and community councils

    Parish, town and community councils, where the area has them, sit below the council.

  3. Level 3: Local councils

  4. Level 5: Devolved and state governments

    England has no devolved parliament of its own: its laws are made by the UK Parliament.

  5. Level 6: National government

  6. Level 7: Regional blocs and supranational bodies

  7. Level 8: The UN and global treaty bodies

  8. Level 9: The IMF, World Bank and global finance

    • International Monetary Fund (IMF) The UK has been a member since 27 December 1945 and has a quota of SDR 20,155.1 million (IMF country page for the United Kingdom).
    • World Bank Group (WBG) The UK holds 3.75% of voting power in the IBRD (data as of 30 June 2026) and 6.92% in IDA (as of 30 June 2026), according to the World Bank's voting tables.
  9. Level 10: G7, G20, Davos and global forums

    • G7 The UK is one of the seven members.
    • G20 The UK is a G20 member.

Sources

MHCLG revenue outturn · MHCLG borrowing and investment table · MHCLG Band D table · ONS population, mid-2025. Read 15 October 2026; file fingerprints (SHA-256) are listed on the council money page.

More on Canterbury

Figures checked 15 October 2026. Link moved or figure out of date? Tell us.