State IntegrityReceipts, not verdicts

Babergh: spending, reserves and debt

Babergh is a district council in the East of England with about 97,833 residents (ONS, mid-2025).

Key figures

Net spending on services, 2025-26
£17.0 million
£174 per resident · MHCLG revenue outturn
Reserves, 31 March 2026
£10.0 million
unallocated and earmarked · MHCLG revenue outturn
Borrowing, 31 March 2026
£123.6 million
outstanding · £1,264 per resident · MHCLG
Investments, 31 March 2026
£9.0 million
outstanding · MHCLG
Band D, 2026-27
£2,341.55
area average, all precepts · MHCLG
Population, mid-2025
97,833

What the figures show

MHCLG records net spending on services of £17.0 million by Babergh in 2025-26; environment and regulation (including waste) was the biggest single service, at 29% of the services that cost money.

That is down 14.8% on 2024-25 and up 69% on 2017-18, in cash terms (not adjusted for inflation).

At 31 March 2026 the council held £10.0 million in unallocated and earmarked reserves (£0 unallocated, £10.0 million earmarked for set purposes), excluding schools and public health reserves. Over the year to 31 March 2026 reserves rose by £80,000. The peak in this series was £19.0 million at 31 March 2022.

Outstanding borrowing was £123.6 million at 31 March 2026, from the MHCLG borrowing and investment table, against investments of £9.0 million. Borrowing is 58.9 times its level at 31 March 2010 (£2.1 million). The latest quarter, to 30 June 2026, shows £119.3 million.

That is £1,264 for each resident, dividing the borrowing figure by the ONS mid-2025 population estimate (97,833), 14th highest of the 39 district councils in the East of England with money pages here.

For 2026-27, the average Band D bill in the area is £2,341.55, +4.9% on 2025-26 and 4.9 times the £478.13 of 1993-94. On the statutory proportions that means £1,561.03 in Band A and £4,683.10 in Band H.

Babergh spending by service, 2025-26

ServiceNet spending, 2025-26Share of services that cost moneyPer resident
Environment and regulation (including waste)£5.0 million29.4%£51.10
Central services£4.2 million24.5%£42.60
Planning and development£3.4 million20.0%£34.73
Housing (not council housing)£2.7 million15.9%£27.62
Culture and leisure£1.7 million10.1%£17.51
Public health£33,0000.2%£0.34
Highways and transport−£33,000net income£-0.34
Total£17.0 million£173.56
£19.9 million£0 2017-182025-26
Babergh net spending, 2017-18 to 2025-26.
£19.0 million£0 Mar 2018Mar 2026
Babergh reserves, 31 March 2018 to 31 March 2026.
£125.7 million£0 Mar 2010Mar 2026
Babergh borrowing, 31 March 2010 to 31 March 2026.
£2,342£0 1993-942026-27
Babergh Band D, 1993-94 to 2026-27.

History

Babergh: net spending by year
YearNet spending
2017-18£10.0 million
2018-19£10.5 million
2019-20£11.7 million
2020-21£15.6 million
2021-22£14.4 million
2022-23£13.3 million
2023-24£13.0 million
2024-25£19.9 million
2025-26£17.0 million
Babergh: reserves at 31 March
DateReserves
31 March 2018£4.8 million
31 March 2019£10.8 million
31 March 2020£12.8 million
31 March 2021£13.8 million
31 March 2022£19.0 million
31 March 2023£15.8 million
31 March 2024£10.8 million
31 March 2025£9.9 million
31 March 2026£10.0 million
Babergh: borrowing and investments
DateBorrowingInvestments
31 March 2010£2.1 million£2.8 million
31 March 2011£3.1 million£3.9 million
31 March 2012£89.3 million£4.9 million
31 March 2013£89.7 million£4.9 million
31 March 2014£88.3 million£8.0 million
31 March 2015£87.8 million£11.6 million
31 March 2016£87.3 million£12.6 million
31 March 2017£92.8 million£15.7 million
31 March 2018£98.3 million£12.1 million
31 March 2019£104.0 million£11.9 million
31 March 2020£114.0 million£14.6 million
31 March 2021£123.1 million£13.0 million
31 March 2022£120.4 million£20.9 million
31 March 2023£124.8 million£15.8 million
31 March 2024£113.3 million£23.5 million
31 March 2025£125.7 million£11.0 million
31 March 2026£123.6 million£9.0 million
Babergh: Band D by year
YearArea Band DCouncil's own Band D
1993-94£478.13not published
1994-95£524.25not published
1995-96£545.63not published
1996-97£598.44£57.00
1997-98£652.30£77.44
1998-99£707.78£83.32
1999-00£765.34£90.06
2000-01£818.39£92.02
2001-02£872.30£94.68
2002-03£977.45£102.16
2003-04£1,157.66£112.12
2004-05£1,205.90£115.30
2005-06£1,241.98£119.42
2006-07£1,295.21£122.68
2007-08£1,353.61£126.24
2008-09£1,412.56£131.16
2009-10£1,452.69£134.96
2010-11£1,488.10£139.01
2011-12£1,489.99£139.01
2012-13£1,503.77£143.86
2013-14£1,510.96£143.86
2014-15£1,511.20£143.86
2015-16£1,516.03£143.86
2016-17£1,547.00£148.86
2017-18£1,592.60£153.86
2018-19£1,669.74£158.86
2019-20£1,751.49£163.86
2020-21£1,820.21£168.86
2021-22£1,896.72£173.86
2022-23£1,953.53£177.34
2023-24£2,034.74£182.64
2024-25£2,132.39£188.10
2025-26£2,233.16£193.73
2026-27£2,341.55£199.52

Babergh figures as CSV · What each figure measures

Babergh council tax bands, 2026-27

Worked out from Band D (£2,341.55) at the proportions in section 5 of the Local Government Finance Act 1992; area averages.

BandAnnual amount
Band A£1,561.03
Band B£1,821.21
Band C£2,081.38
Band D£2,341.55
Band E£2,861.89
Band F£3,382.24
Band G£3,902.58
Band H£4,683.10

Who has power over Babergh

Every body that makes decisions for Babergh, from the street up to the G20. Each one links to its page on the official record. How the ten levels work.

  1. Level 1: Neighbourhood and community power

    Residents' and tenants' groups, neighbourhood forums and local policing panels.

  2. Level 2: Parish, town and community councils

    Parish, town and community councils, where the area has them, sit below the council.

  3. Level 3: Local councils

  4. Level 5: Devolved and state governments

    England has no devolved parliament of its own: its laws are made by the UK Parliament.

  5. Level 6: National government

  6. Level 7: Regional blocs and supranational bodies

  7. Level 8: The UN and global treaty bodies

  8. Level 9: The IMF, World Bank and global finance

    • International Monetary Fund (IMF) The UK has been a member since 27 December 1945 and has a quota of SDR 20,155.1 million (IMF country page for the United Kingdom).
    • World Bank Group (WBG) The UK holds 3.75% of voting power in the IBRD (data as of 30 June 2026) and 6.92% in IDA (as of 30 June 2026), according to the World Bank's voting tables.
  9. Level 10: G7, G20, Davos and global forums

    • G7 The UK is one of the seven members.
    • G20 The UK is a G20 member.

Sources

MHCLG revenue outturn · MHCLG borrowing and investment table · MHCLG Band D table · ONS population, mid-2025. Read 15 October 2026; file fingerprints (SHA-256) are listed on the council money page.

More on Babergh

Figures checked 15 October 2026. Link moved or figure out of date? Tell us.