Economy, jobs and prices in Penzenskaya Oblast, Russia: official figures
Bank loan debt of individuals in Penza Oblast stood at 247.5 billion roubles on 1 September 2026, having grown 5.5% in twelve months, while Russia as a whole saw +7.2%.
How much income is paid in Penza Oblast?
Employers and other tax agents in Penza Oblast paid individuals 256.7 billion roubles of taxable income in 2024, 0.27% of the Russian total (30th lowest of 82 regions).
Source: Federal Tax Service of Russia · saved copyHow much income tax is collected in Penza Oblast?
Personal income tax of 32.5 billion roubles was withheld from income paid in Penza Oblast in 2024, or 12.7% of the income paid.
Source: Federal Tax Service of Russia · saved copyHow indebted are households in Penza Oblast?
Household bank debt in Penza Oblast on 1 January 2025 equalled 91% of the taxable income paid in the region during 2024; by this ratio the region ranks 20th highest of 82 regions.
Source: Bank of Russia · saved copyHow Penzenskaya Oblast compares with other first-level divisions
Taxable income paid to individuals by tax agents (2024)
Penzenskaya Oblast ranks 53 of 82, highest first.
| Rank | Region | Taxable income paid to individuals by tax agents |
|---|---|---|
| 50 | Kurskaya Oblast | 282.4 billion roubles |
| 51 | Kirovskaya Oblast | 278.4 billion roubles |
| 52 | Ulyanovskaya Oblast | 266.7 billion roubles |
| 53 | Penzenskaya Oblast | 256.7 billion roubles |
| 54 | Bryanskaya Oblast | 234.8 billion roubles |
| 55 | Smolenskaya Oblast | 231.4 billion roubles |
| 56 | Kamchatskaya Oblast | 210.1 billion roubles |
Overdue share of household bank debt (1 September 2026)
Penzenskaya Oblast ranks 64 of 82, highest first.
| Rank | Region | Overdue share of household bank debt |
|---|---|---|
| 61 | Sakhalinskaya Oblast | 4.4% |
| 62 | Leningradskaya Oblast | 4.4% |
| 63 | Sverdlovskaya Oblast | 4.3% |
| 64 | Penzenskaya Oblast | 4.2% |
| 65 | Amurskaya Oblast | 4.2% |
| 66 | Yamalo-nenetskiy Okrug | 4.1% |
| 67 | Belgorodskaya Oblast | 4.1% |
Household bank debt as % of taxable income paid (2024/25)
Penzenskaya Oblast ranks 20 of 82, highest first.
| Rank | Region | Household bank debt as % of taxable income paid |
|---|---|---|
| 17 | Udmurtiya Rep. | 93% |
| 18 | Tyumenskaya Oblast | 92% |
| 19 | Kurganskaya Oblast | 91% |
| 20 | Penzenskaya Oblast | 91% |
| 21 | Ivanovskaya Oblast | 91% |
| 22 | Chuvashiya Rep. | 87% |
| 23 | Altay Rep. | 86% |
More on Penzenskaya Oblast: overview · poverty and living standards · government budget · government and politics · Russia
Sources
- Federal Tax Service of Russia: Tax base and structure of personal income tax withheld by tax agents (form 5-NDFL), by federal subject, 2024, read 23 October 2026 · saved copy (SHA-256 594a8b03ba8a…)
- Bank of Russia: Debt (including overdue debt) on loans granted to resident individuals, by federal subject (million roubles), read 23 October 2026 · saved copy (SHA-256 209135e4da84…)
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