Economy, jobs and prices in Karatchayevo-cherkesiya Rep., Russia: official figures
Bank loan debt of individuals in Karachay-Cherkessia stood at 74.4 billion roubles on 1 September 2026, having grown 3.3% in twelve months, while Russia as a whole saw +7.2%.
How much income is paid in Karachay-Cherkessia?
Employers and other tax agents in Karachay-Cherkessia paid individuals 43.8 billion roubles of taxable income in 2024, 0.05% of the Russian total (3rd lowest of 82 regions).
Source: Federal Tax Service of Russia · saved copyHow much income tax is collected in Karachay-Cherkessia?
Personal income tax of 5.5 billion roubles was withheld from income paid in Karachay-Cherkessia in 2024, or 12.6% of the income paid.
Source: Federal Tax Service of Russia · saved copyHow indebted are households in Karachay-Cherkessia?
Household bank debt in Karachay-Cherkessia on 1 January 2025 equalled 170% of the taxable income paid in the region during 2024; by this ratio the region ranks 4th highest of 82 regions.
Source: Bank of Russia · saved copyHow Karatchayevo-cherkesiya Rep. compares with other first-level divisions
Taxable income paid to individuals by tax agents (2024)
Karatchayevo-cherkesiya Rep. ranks 80 of 82, highest first.
| Rank | Region | Taxable income paid to individuals by tax agents |
|---|---|---|
| 76 | Severnaya Osetiya-alaniya Rep. | 65.5 billion roubles |
| 77 | Tyva Rep. | 58.6 billion roubles |
| 78 | Altay Rep. | 49.7 billion roubles |
| 79 | Nenetskiy Okrug | 48.9 billion roubles |
| 80 | Karatchayevo-cherkesiya Rep. | 43.8 billion roubles |
| 81 | Kalmykiya Rep. | 39.8 billion roubles |
| 82 | Ingushetiya Rep. | 25.4 billion roubles |
Overdue share of household bank debt (1 September 2026)
Karatchayevo-cherkesiya Rep. ranks 5 of 82, highest first.
| Rank | Region | Overdue share of household bank debt |
|---|---|---|
| 2 | Chechnya Rep. | 16.6% |
| 3 | Dagestan Rep. | 14.5% |
| 4 | Severnaya Osetiya-alaniya Rep. | 10.7% |
| 5 | Karatchayevo-cherkesiya Rep. | 9.9% |
| 6 | Tyva Rep. | 8.9% |
| 7 | Kabardino-balkariya Rep. | 8.3% |
| 8 | Adygeya Rep. | 6.9% |
Household bank debt as % of taxable income paid (2024/25)
Karatchayevo-cherkesiya Rep. ranks 4 of 82, highest first.
| Rank | Region | Household bank debt as % of taxable income paid |
|---|---|---|
| 1 | Tyva Rep. | 229% |
| 2 | Kalmykiya Rep. | 209% |
| 3 | Severnaya Osetiya-alaniya Rep. | 179% |
| 4 | Karatchayevo-cherkesiya Rep. | 170% |
| 5 | Kabardino-balkariya Rep. | 144% |
| 6 | Adygeya Rep. | 135% |
| 7 | Dagestan Rep. | 122% |
More on Karatchayevo-cherkesiya Rep.: overview · poverty and living standards · government budget · government and politics · Russia
Sources
- Federal Tax Service of Russia: Tax base and structure of personal income tax withheld by tax agents (form 5-NDFL), by federal subject, 2024, read 23 October 2026 · saved copy (SHA-256 594a8b03ba8a…)
- Bank of Russia: Debt (including overdue debt) on loans granted to resident individuals, by federal subject (million roubles), read 23 October 2026 · saved copy (SHA-256 209135e4da84…)
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