Economy, jobs and prices in Kaliningradskaya Oblast, Russia: official figures
Bank loan debt of individuals in Kaliningrad Oblast stood at 263.4 billion roubles on 1 September 2026, having grown 9.8% in twelve months, while Russia as a whole saw +7.2%.
How much income is paid in Kaliningrad Oblast?
Employers and other tax agents in Kaliningrad Oblast paid individuals 449.6 billion roubles of taxable income in 2024, 0.47% of the Russian total (30th highest of 82 regions).
Source: Federal Tax Service of Russia · saved copyHow much income tax is collected in Kaliningrad Oblast?
Personal income tax of 48.4 billion roubles was withheld from income paid in Kaliningrad Oblast in 2024, or 10.8% of the income paid.
Source: Federal Tax Service of Russia · saved copyHow indebted are households in Kaliningrad Oblast?
Household bank debt in Kaliningrad Oblast on 1 January 2025 equalled 51% of the taxable income paid in the region during 2024; by this ratio the region ranks 11th lowest of 82 regions.
Source: Bank of Russia · saved copyHow Kaliningradskaya Oblast compares with other first-level divisions
Taxable income paid to individuals by tax agents (2024)
Kaliningradskaya Oblast ranks 30 of 82, highest first.
| Rank | Region | Taxable income paid to individuals by tax agents |
|---|---|---|
| 27 | Tulskaya Oblast | 459.6 billion roubles |
| 28 | Omskaya Oblast | 459.1 billion roubles |
| 29 | Belgorodskaya Oblast | 457.1 billion roubles |
| 30 | Kaliningradskaya Oblast | 449.6 billion roubles |
| 31 | Stavropolskiy Kray | 449.2 billion roubles |
| 32 | Altayskiy Kray | 435.8 billion roubles |
| 33 | Udmurtiya Rep. | 425.6 billion roubles |
Overdue share of household bank debt (1 September 2026)
Kaliningradskaya Oblast ranks 53 of 82, highest first.
| Rank | Region | Overdue share of household bank debt |
|---|---|---|
| 50 | Murmanskaya Oblast | 4.7% |
| 51 | Permskaya Oblast | 4.6% |
| 52 | Ryazanskaya Oblast | 4.6% |
| 53 | Kaliningradskaya Oblast | 4.6% |
| 54 | Zabaykalsky Kray | 4.6% |
| 55 | Kostromskaya Oblast | 4.6% |
| 56 | Ulyanovskaya Oblast | 4.5% |
Household bank debt as % of taxable income paid (2024/25)
Kaliningradskaya Oblast ranks 72 of 82, highest first.
| Rank | Region | Household bank debt as % of taxable income paid |
|---|---|---|
| 69 | Khanty-mansyiskiy Okrug | 54% |
| 70 | Nizhegorodskaya Oblast | 53% |
| 71 | Kostromskaya Oblast | 52% |
| 72 | Kaliningradskaya Oblast | 51% |
| 73 | Sakhalinskaya Oblast | 51% |
| 74 | Murmanskaya Oblast | 51% |
| 75 | Kamchatskaya Oblast | 46% |
More on Kaliningradskaya Oblast: overview · poverty and living standards · government budget · government and politics · Russia
Sources
- Federal Tax Service of Russia: Tax base and structure of personal income tax withheld by tax agents (form 5-NDFL), by federal subject, 2024, read 23 October 2026 · saved copy (SHA-256 594a8b03ba8a…)
- Bank of Russia: Debt (including overdue debt) on loans granted to resident individuals, by federal subject (million roubles), read 23 October 2026 · saved copy (SHA-256 209135e4da84…)
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