Peru: housing

How much do houses cost in Peru?

The Banco Central de Reserva del Perú publishes quarterly indicators of the property market, including the sale price per square metre of flats in districts of Lima, in its statistics. The figures could not be read for this answer because the central bank's main website blocked automated access on 15 October 2026, although its statistics portal was reachable.

No national house price index for Peru could be found from an official source. Asking prices on property websites are not official statistics.

Official sources: BCRP statistics portal

What determines mortgage rates in Peru?

Mortgage rates in Peru follow the cost of funds in soles, which is anchored by the central bank's reference rate of 4.25% in September 2026. The rate a borrower pays also depends on the bank and the loan.

The Fondo MIVIVIENDA finances loans for social housing through banks. The Superintendencia de Banca, Seguros y AFP publishes the average interest rates charged by each bank on mortgage loans.

Official sources: BCRP: Reference rate series · Fondo MIVIVIENDA · SBS

What is Peru's urbanisation rate?

In 2025, the share of people living in urban areas in Peru was 85.6%, according to the UN Population Division. No year since 2005 has been higher. It is 6th highest of 33 in Latin America & Caribbean, where the median is 66.2%. Of 193 countries with 2025 data, 31st highest.

How common are informal settlements in Peru?

45.1%: that is the share of city dwellers living in slums in Peru for 2022, according to UN-Habitat. Since 2006 it has ranged from 38.2% (2010) to 47.1% (2014). Across Latin America & Caribbean the middle value was 14.7%, and Peru placed 4th highest of 26. Worldwide: 45th of 170.

What is the electricity access rate in Peru?

96.5%: that is the share of people with access to electricity in Peru for 2024, according to the World Bank. It is the top of the series, which starts in 2005. Latin America & Caribbean median: 99.5%; Peru is 26th highest of 33. World rank, highest first: 125th of 193.

How many people in Peru have clean water?

In 2024, the share of people using safely managed drinking water in Peru was 49.4%, according to WHO and UNICEF. Since 2005 it has ranged from 46.9% (2005) to 51.6% (2021). Across Latin America & Caribbean the middle value was 66.3%, and Peru placed 11th highest of 14. Worldwide: 93rd of 134.

What is access to sanitation in Peru?

The latest figure from WHO and UNICEF, for 2024, is 56.5%. That is the highest since at least 2005. Latin America & Caribbean median: 44.7%; Peru is 5th highest of 16. Worldwide: 73rd of 134.

What is access to clean cooking in Peru?

The latest figure from the WHO, for 2024, is 93.0%. It is the top of the series, which starts in 2005. Across Latin America & Caribbean the middle value was 95.0%, and Peru placed 20th highest of 33. Of 192 countries with 2024 data, 94th highest.