Warm Homes Loan Scheme: Factsheet
What was announced
How the government's Warm Homes Loan scheme can help households install clean energy technology and save money on bills.
Key points, in the publisher's words
- Households will save money on their energy bills thanks to the new Warm Homes Loan Scheme for technology like heat pumps, batteries and solar panels.
- The no- and low-interest loans will allow people to install clean energy technology without any upfront cost, instead spreading payments over many years.
- We know demand for these technologies is soaring, with almost 150,000 solar panel installations in first six months of this year. Heat pump sales also reached a record high in 2025.
Figures in this announcement
Each line is quoted from the original. Figures are as the publisher stated them on the day.
- “We know demand for these technologies is soaring, with almost 150,000 solar panel installations in first six months of this year.”
- “Installing a heat pump, battery and solar panels could help families save up to £550 a year on their energy bills, rising by a further £300 a year with a time-of-use tariff.”
- “The government has worked with lenders to deliver an up-to-5 per cent reduction in interest rates from regular loans offered by banks or high street lenders.”
- “For example, a homeowner borrowing £10,000, at 8%, over seven years could expect to repay around £155 a month with a loan available right now.”
- “Through the loan scheme, they could save up to £285 a year on repayments.”
- “Sunsave Tandem Bank (partnering with British Gas) The Money Co-op This Bank Homeowners will also be able to combine a loan with a grant of up to £9,000 through the government’s Boiler Upgrade Scheme (and Home Energy Scotland in Scotland), further reducing the cost of installing a heat pump.”
Check it against the official record
The latest official figures on the subjects this story covers, each with its source and full history:
Who and where
People
- Miatta Fahnbulleh (MP for Peckham (Labour (Co-op))) · more news
- Martin McCluskey (MP for Inverclyde and Renfrewshire West (Labour)) · more news
UK bodies of power
- Department for Energy Security and Net Zero (UK government department) · more news
Constituencies of the MPs named: Peckham, Inverclyde And Renfrewshire West.
Where this sits in the 10 levels of power
Topics, as GOV.UK files them: Household energy.
Receipt
- Original: https://www.gov.uk/government/news/warm-homes-loan-scheme-factsheet
- Published 2026-10-27 13:00:00 UTC
- Read by this site 2026-10-27 13:00:12 UTC from GOV.UK
- Saved copy: receipt 3123, with its SHA-256 fingerprint
Contains public sector information licensed under the Open Government Licence v3.0.
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