Poverty and living standards in Carmel, Indiana: official figures
3.9% of residents of Carmel (3,975 people) had incomes below the federal poverty line in the 2020-2024 American Community Survey, 14th lowest of 823 US cities of 50,000 or more (US: 12.5%; Indiana: 12.3%).
How many children live in poverty in Carmel?
4.1% of children under 18 in Carmel lived below the poverty line in 2020-2024 (1,010 children), 37th lowest of 823 US cities of 50,000 or more (US: 16.1%; Indiana: 16.0%).
Source: U.S. Census Bureau · saved copyWhat is the poverty rate for older people in Carmel?
By age, the poverty rate in Carmel was 4.7% for children under 6 and 3.3% for residents aged 60 and over in 2020-2024 (US: 17.2% and 11.0%).
Source: U.S. Census Bureau · saved copyHow many people in Carmel live in deep poverty?
2,424 people in Carmel, 2.4% of residents, had incomes below half the poverty line in 2020-2024, 31st lowest of 823 US cities of 50,000 or more (US: 6.0%).
Source: U.S. Census Bureau · saved copyHow many renters in Carmel are cost-burdened?
43.5% of renting households in Carmel spent 30% or more of their income on rent and utilities in 2020-2024 (4,185 households), 77th lowest of 823 US cities of 50,000 or more (US: 51.1%; Indiana: 48.1%).
Source: U.S. Census Bureau · saved copyHow many households in Carmel spend half their income on rent?
19.0% of renting households in Carmel spent half or more of their income on rent and utilities, 59th lowest of 823 US cities of 50,000 or more (US: 25.9%).
Source: U.S. Census Bureau · saved copyHow many people in Carmel are food insecure?
An estimated 6.6% of adults in Carmel experienced food insecurity in the past year, the lowest of 592 US cities of 50,000 or more with an estimate, and 5.9% housing insecurity (CDC PLACES model-based estimate for 2023, age-adjusted).
Source: Centers for Disease Control and Prevention · saved copyHow Carmel compares with other cities in the United States
Residents below the poverty line (2020-2024)
Carmel ranks 810 of 823, highest first.
| Rank | City | Residents below the poverty line |
|---|---|---|
| 807 | Maple Grove | 4.0% |
| 808 | Fishers | 4.0% |
| 809 | Rockwall | 4.0% |
| 810 | Carmel | 3.9% |
| 811 | Castle Rock | 3.8% |
| 812 | Bowie | 3.8% |
| 813 | Queen Creek | 3.7% |
Children under 18 below the poverty line (2020-2024)
Carmel ranks 787 of 823, highest first.
| Rank | City | Children under 18 below the poverty line |
|---|---|---|
| 784 | Dublin | 4.3% |
| 785 | Arlington Heights | 4.3% |
| 786 | Folsom | 4.2% |
| 787 | Carmel | 4.1% |
| 788 | Wake Forest | 4.0% |
| 789 | Rocklin | 3.9% |
| 790 | Alameda | 3.8% |
Residents with incomes below half the poverty line (2020-2024)
Carmel ranks 793 of 823, highest first.
| Rank | City | Residents with incomes below half the poverty line |
|---|---|---|
| 790 | League City | 2.5% |
| 791 | Fishers | 2.4% |
| 792 | Milford | 2.4% |
| 793 | Carmel | 2.4% |
| 794 | Dublin | 2.4% |
| 795 | Olathe | 2.4% |
| 796 | Sammamish | 2.4% |
Renting households spending 30% or more of income on rent (2020-2024)
Carmel ranks 747 of 823, highest first.
| Rank | City | Renting households spending 30% or more of income on rent |
|---|---|---|
| 744 | Plainfield | 43.6% |
| 745 | Lawton | 43.6% |
| 746 | Sammamish | 43.6% |
| 747 | Carmel | 43.5% |
| 748 | Olathe | 43.5% |
| 749 | Eastvale | 43.5% |
| 750 | Parma | 43.5% |
Adults experiencing food insecurity (age-adjusted model estimate) (2023)
Carmel ranks 592 of 592, highest first.
| Rank | City | Adults experiencing food insecurity (age-adjusted model estimate) |
|---|---|---|
| 586 | Holly Springs | 7.1% |
| 587 | Mount Pleasant | 7.0% |
| 588 | Apex | 7.0% |
| 589 | Newton | 6.8% |
| 590 | Cupertino | 6.8% |
| 591 | Palo Alto | 6.7% |
| 592 | Carmel | 6.6% |
More on Carmel: overview · economy and jobs · health · education and schools · government budget · all cities in the United States
Sources
- Centers for Disease Control and Prevention: PLACES: Place Data (GIS Friendly Format), 2025 release: model-based age-adjusted prevalence among adults, for every place (data.cdc.gov API, columns used), read 23 October 2026 · saved copy (SHA-256 b2174bcc660f…)
- U.S. Census Bureau: American Community Survey 2020-2024 5-year estimates, table B17020: Poverty Status in the Past 12 Months by Age (Summary File rows for the US, the states and the listed cities, copied unchanged from the full file, sha256 e79a292f34605560506b7f4b5c8ea242c9d6e203c8e95ba675565ddb7758571e), read 23 October 2026 · saved copy (SHA-256 41bab025d213…)
- U.S. Census Bureau: American Community Survey 2020-2024 5-year estimates, table C17002: Ratio of Income to Poverty Level in the Past 12 Months (Summary File rows for the US, the states and the listed cities, copied unchanged from the full file, sha256 dc3dc675113683ec3ff2a0e29a840f43e03268151d7f14b922658d7306da5187), read 23 October 2026 · saved copy (SHA-256 31aa364bfddf…)
- U.S. Census Bureau: American Community Survey 2020-2024 5-year estimates, table B25070: Gross Rent as a Percentage of Household Income in the Past 12 Months (Summary File rows for the US, the states and the listed cities, copied unchanged from the full file, sha256 862ccc17d913305d11e6f802ce4518d76b30585ea0b05b251cd8cf21f8661386), read 23 October 2026 · saved copy (SHA-256 4f8d499d9e95…)
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