Government budget and revenue in Žilinský kraj (Stredné Slovensko, Slovakia): official figures
The Žilina Self-Governing Region owed €77.1 million at the end of 2025 under the debt definition of the territorial budget rules act, the 4th largest debt of the eight kraje and 12.5% of the €616.8 million owed by all of them.
Is Žilina Region in financial trouble?
Its debt service ratio was 4.60% in 2025, the 4th lowest of the eight regions, against a legal limit of 25% of the previous year's current revenue excluding grants.
Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copyWhere does Žilina Region get its money?
Of the region's €238.3 million current revenue in 2024, 39.8% came as current grants and transfers from the state and abroad; the remaining €143.4 million was its own revenue, mostly its share of personal income tax.
Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copyMore figures
- That debt equalled 32.3% of the region's €238.3 million current revenue in 2024, well within the legal ceiling of 60% and the 4th highest ratio among the kraje (all regions: 30.5%). Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
- Bank loans made up €51.6 million of the Žilina Self-Governing Region's debt at the end of 2025 and repayable loans from other public bodies (mainly the state) €29.5 million. A further €4.0 million of bank credit taken to pre-finance EU-funded projects is excluded from the legal debt figure. Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
- In 2025 the Žilina Self-Governing Region paid €1.5 million in interest and repaid €5.1 million of loan principal. Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
- The Žilina Self-Governing Region's debt came to about €169 per working-age resident at the end of 2025. Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
How Žilinský kraj compares with other regions in Slovakia
Debt of the self-governing region at 31 Dec 2025, € million (2025)
Žilinský kraj ranks 4 of 8, highest first.
| Rank | Area | Debt of the self-governing region at 31 Dec 2025, € million |
|---|---|---|
| 1 | Prešovský kraj | €121.5m |
| 2 | Bratislavský kraj | €111.7m |
| 3 | Košický kraj | €93.7m |
| 4 | Žilinský kraj | €77.1m |
| 5 | Trenčiansky kraj | €68.4m |
| 6 | Banskobystrický kraj | €67.8m |
| 7 | Trnavský kraj | €56.8m |
Regional debt as % of previous-year current revenue (legal limit 60%) (2025)
Žilinský kraj ranks 4 of 8, highest first.
| Rank | Area | Regional debt as % of previous-year current revenue (legal limit 60%) |
|---|---|---|
| 1 | Bratislavský kraj | 44.2% |
| 2 | Prešovský kraj | 41.9% |
| 3 | Košický kraj | 32.6% |
| 4 | Žilinský kraj | 32.3% |
| 5 | Trenčiansky kraj | 31.2% |
| 6 | Trnavský kraj | 27.4% |
| 7 | Banskobystrický kraj | 26.1% |
Debt service ratio, % of own current revenue (legal limit 25%) (2025)
Žilinský kraj ranks 5 of 8, highest first.
| Rank | Area | Debt service ratio, % of own current revenue (legal limit 25%) |
|---|---|---|
| 2 | Košický kraj | 6.35% |
| 3 | Bratislavský kraj | 5.15% |
| 4 | Banskobystrický kraj | 4.84% |
| 5 | Žilinský kraj | 4.60% |
| 6 | Trenčiansky kraj | 4.00% |
| 7 | Trnavský kraj | 3.82% |
| 8 | Nitriansky kraj | 1.53% |
State and EU current grants as % of current revenue, 2024 (2024)
Žilinský kraj ranks 2 of 8, highest first.
| Rank | Area | State and EU current grants as % of current revenue, 2024 |
|---|---|---|
| 1 | Bratislavský kraj | 40.4% |
| 2 | Žilinský kraj | 39.8% |
| 3 | Trenčiansky kraj | 38.7% |
| 4 | Košický kraj | 38.7% |
| 5 | Prešovský kraj | 36.0% |
| 6 | Trnavský kraj | 33.9% |
| 7 | Banskobystrický kraj | 32.2% |
More on Žilinský kraj: overview · economy and jobs · education and schools · poverty and living standards · government and politics · Stredné Slovensko · Slovakia
Sources
- Ministry of Finance of the Slovak Republic (Ministerstvo financií SR): Debt and debt service of the self-governing regions (VÚC) and their budgetary organisations at 31 December 2025 (Dlh a dlhová služba VÚC 2025), read 24 October 2026 · saved copy (SHA-256 3ae40f900a44…)
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