Government budget and revenue in Banskobystrický kraj (Stredné Slovensko, Slovakia): official figures
The Banská Bystrica Self-Governing Region owed €67.8 million at the end of 2025 under the debt definition of the territorial budget rules act, the 3rd smallest debt of the eight kraje and 11.0% of the €616.8 million owed by all of them.
Is Banská Bystrica Region in financial trouble?
Its debt service ratio was 4.84% in 2025, the 4th highest of the eight regions, against a legal limit of 25% of the previous year's current revenue excluding grants.
Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copyWhere does Banská Bystrica Region get its money?
Of the region's €259.3 million current revenue in 2024, 32.2% came as current grants and transfers from the state and abroad; the remaining €176.0 million was its own revenue, mostly its share of personal income tax.
Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copyMore figures
- That debt equalled 26.1% of the region's €259.3 million current revenue in 2024, well within the legal ceiling of 60% and the 2nd lowest ratio among the kraje (all regions: 30.5%). Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
- Bank loans made up €59.6 million of the Banská Bystrica Self-Governing Region's debt at the end of 2025 and repayable loans from other public bodies (mainly the state) €23.1 million. A further €14.9 million of bank credit taken to pre-finance EU-funded projects is excluded from the legal debt figure. Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
- In 2025 the Banská Bystrica Self-Governing Region paid €1.6 million in interest and repaid €7.0 million of loan principal. Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
- The Banská Bystrica Self-Governing Region's debt came to about €170 per working-age resident at the end of 2025. Source: Ministry of Finance of the Slovak Republic (Ministerstvo financií SR) · saved copy
How Banskobystrický kraj compares with other regions in Slovakia
Debt of the self-governing region at 31 Dec 2025, € million (2025)
Banskobystrický kraj ranks 6 of 8, highest first.
| Rank | Area | Debt of the self-governing region at 31 Dec 2025, € million |
|---|---|---|
| 2 | Bratislavský kraj | €111.7m |
| 3 | Košický kraj | €93.7m |
| 4 | Žilinský kraj | €77.1m |
| 5 | Trenčiansky kraj | €68.4m |
| 6 | Banskobystrický kraj | €67.8m |
| 7 | Trnavský kraj | €56.8m |
| 8 | Nitriansky kraj | €19.9m |
Regional debt as % of previous-year current revenue (legal limit 60%) (2025)
Banskobystrický kraj ranks 7 of 8, highest first.
| Rank | Area | Regional debt as % of previous-year current revenue (legal limit 60%) |
|---|---|---|
| 2 | Prešovský kraj | 41.9% |
| 3 | Košický kraj | 32.6% |
| 4 | Žilinský kraj | 32.3% |
| 5 | Trenčiansky kraj | 31.2% |
| 6 | Trnavský kraj | 27.4% |
| 7 | Banskobystrický kraj | 26.1% |
| 8 | Nitriansky kraj | 7.5% |
Debt service ratio, % of own current revenue (legal limit 25%) (2025)
Banskobystrický kraj ranks 4 of 8, highest first.
| Rank | Area | Debt service ratio, % of own current revenue (legal limit 25%) |
|---|---|---|
| 1 | Prešovský kraj | 8.79% |
| 2 | Košický kraj | 6.35% |
| 3 | Bratislavský kraj | 5.15% |
| 4 | Banskobystrický kraj | 4.84% |
| 5 | Žilinský kraj | 4.60% |
| 6 | Trenčiansky kraj | 4.00% |
| 7 | Trnavský kraj | 3.82% |
State and EU current grants as % of current revenue, 2024 (2024)
Banskobystrický kraj ranks 7 of 8, highest first.
| Rank | Area | State and EU current grants as % of current revenue, 2024 |
|---|---|---|
| 2 | Žilinský kraj | 39.8% |
| 3 | Trenčiansky kraj | 38.7% |
| 4 | Košický kraj | 38.7% |
| 5 | Prešovský kraj | 36.0% |
| 6 | Trnavský kraj | 33.9% |
| 7 | Banskobystrický kraj | 32.2% |
| 8 | Nitriansky kraj | 32.1% |
More on Banskobystrický kraj: overview · economy and jobs · education and schools · poverty and living standards · government and politics · Stredné Slovensko · Slovakia
Sources
- Ministry of Finance of the Slovak Republic (Ministerstvo financií SR): Debt and debt service of the self-governing regions (VÚC) and their budgetary organisations at 31 December 2025 (Dlh a dlhová služba VÚC 2025), read 24 October 2026 · saved copy (SHA-256 3ae40f900a44…)
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