Bank of England · 16 October 2026
UK mortgage approvals and consumer credit figures for Jul 2026: what the Bank of England reported
The Bank of England reported that Mortgage approvals for house purchase was 56,053 for Jul 2026, compared with 58,215 for Jun 2026. A year earlier, for Jul 2025, it was 65,905.
Every figure in this release
| Measure | Latest | Period before | Change |
|---|---|---|---|
| Mortgage approvals for house purchase | 56,053 Jul 2026 |
58,215 Jun 2026 | -2,162 |
| Average quoted 2-year fixed mortgage rate | 5.13% Sep 2026 |
4.92% Aug 2026 | +0.21 percentage points |
Average quoted 2-year fixed mortgage rate was 5.13% for Sep 2026, compared with 4.92% for Aug 2026. A year earlier, for Sep 2025, it was 4.19%.
Receipts
The publisher's data files these figures were read from, archived when this page was made, each with its SHA-256 fingerprint.
- Bank of England: Mortgage approvals for house purchase
- Bank of England: Average quoted 2-year fixed mortgage rate
How this page is made: it was written automatically from the Bank of England's published series on the morning of the release, using fixed sentences that repeat the figures and nothing else. The figure pages update by themselves after that; this page keeps the figures as they were published that day. Every value of Mortgage approvals for house purchase since records began. To report an error, send a correction request.